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How much house can you afford? You might be pleasantly surprised.
This program is a version of a loan qualifier for either a fixed rate or a variable rate mortgage. It will run under Win 95, 98, Me, NT4, XP, & 2000. This program uses the same "ratios" method used by your "friendly banker" to determine how large either a fixed rate or variable rate mortgage you can expect approval for. Principal, interest, homeowners' insurance, and taxes (PITI) are included in the analysis. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:"
area. The program may also be useful to small mortgage lenders to pre-
qualify potential borrowers. For the potential home purchaser, the program quickly shows them how much house they can afford based on income, and existing indebtedness.
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Program Description: VARIABLE RATE MORTGAGE
Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. It will run under Win 95, 98, Me, NT4, XP & 2000. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows
for an analysis of the effect of different loan rates applied over the length of the loan or it may be used to actually track a loan repayment. Check your forecasting ability with the "What If?" portion of this program.
Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area. Financial planners may also use this program to advise a client on the advisability of purchasing this type mortgage as opposed to a standard simple interest loan.
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Mortgage-UK calculates the true cost of a mortgage and allows you to compare the effect of different interest rates and overpayments. It is designed for the UK market, but may work for other country's mortgage systems. It runs on all versions of Windows.
Use Mortgage Manager to create an icon for each mortgage you are evaluating, then enter values such as the mortgage amount, fixed/discounted/capped/cashback rates and the interest calculation period as well as one-off administration costs. Payment details are then calculated with a month-by-month break-down of the payments and the running total. You can modify the interest rate and add over-payments to see their effect on the costs. Different mortgages can then be compared to see which is cheapest over various periods of time.
But why do you need it? Because it's not possible to know which mortgage is cheapest just from the headline interest rate. Try this: Which is cheaper over 25 years? (1) A 3 year fixed rate of 4.5% with a setup fee of 300 and then a variable rate of 5.5%, or (2) A 5 year fixed rate of 5.0% with a setup fee of 200 and then a variable rate of 5.5%? If you don't know, then you need Mortgage-UK to save you money.
When you choose a mortgage it is easy to just pick the one with the lowest rate. This is not always a wise choice however since factors such as setup fees, redemption penalties and the variable interest rate all have a significant effect on the overall cost. The only sure way to find the cheapest is to calculate the payments under the different interest rates, add them up and add on the fixed costs. Not much fun when you consider the hundreds of mortgages on the UK market and the mathematics behind them. Mortgage-UK can do all this for you and could save you thousands!
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easyAscii is a utility for determining the Decimal and Hex numeric equivalents within the ASCII character set. easyAscii uses a simple character chart layout so you can quickly find any available character.
Plus, you can input characters, hex or decimal numbers to immediately jump to the corresponding place within the chart.
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AnyCount produces automatic word counts, character counts, line counts, and page counts for (characters with spaces, characters without spaces, lines, pages, custom units) for all common file formats.
Supported file formats: .DOC, .RTF, .XLS, .PPT, .PPS, .HTM, .CSV, .PDF, .TXT, .ZIP. Supported volume units: words, characters with spaces, characters without spaces, lines, pages, custom count units.
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ezimerchant Professional builds your online store through a simple point and click process. Simply enter your product details into a database and ezimerchant Professional handles the rest. Capable of handling thousands of products ezimerchant Professional suits both small and medium business. ezimerchant Professional will allow the small business owner to quickly build a web site with complete e-commerce facilities.
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Manage HTTP 404 Errors on all Windows/IIS hosted web sites. Catch 404 page not found errors (HTTP Error 404) and instantly redirect to target resource. Can use tokens for easy handling as well as wildcards.
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Very intuitive tick-tack-toe like game having a highly simple rules. Players set the circles and the crosses alternately where the aim of the game is to place them into the line of five or more. The program is equipped with rich set of options. Beginners will enjoy hint, undo and demo practice features along with the easy play mode. Expert players will love the statistics, save game option and be amazed at the computer opponent strength.
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SPORT CARD CATALOG for Windows. Catalog your sport card collection in as much detail as you need, including the year of issue, brand, card number, team, type, description, date and price of purchase, and more. Unlimited number of entries, automatically sorted. Searching by any field, printing and much more.
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True Test Writer was created to assist in writing large numbers of high quality questions from current class activities and reading assignments. They were needed in tests administered to measure knowledge and judgment. The question editor prompts for a seven-part paragraph. The seven parts are recombined into over two dozen different questions. It also creates multiple version tests that can be reduced to one item analysis by True Score.
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