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Personal Timeclock

Do you use your computer for business as well as pleasure? Then Personal Timeclock can save you money at tax time! Do you use your computer to do work on behalf of clients? Then Personal Timeclock can help you bill your clients accurately. Do you have employees that use computers? Personal Timeclock can keep track of their time, too. Personal Timeclock is a Windows 95/98/NT4/2000/ME/XP program that keeps track of time you've spent on your computer. Time is charged to one or more "projects" that you've chosen by "punching in" when you begin work on each project. In addition, projects may be grouped into different "categories" (e.g. business and pleasure) of your choice. To give one example, you can create a category for each of your clients, and a project for each different type of work you perform. To keep track of your time, simply click on the proper project when you begin working on it. If you wish, you can add a memo to further describe your work. Personal Timeclock Reporter produces detail reports, which list the specifics of your work, and summary reports, which summarize your work by project and by category. Both types of reports can be customized to show exactly the data you want. For example, if you categorize your projects as business and non-business, the summary report will give the hours and percentage of time spent in each category. This is the figure that you need for IRS form 4562 Depreciation and Amortization, lines 24c and 25c. In addition, you can answer "Yes" on line 23b which asks whether you have written evidence to support the claimed business use: this may reduce the chances that your return will be selected for audit. [The line numbers were from 2000 tax forms, and may differ in later years.] There are other time manager programs, but Personal Timeclock is simple (so simple that you won't mind using it), it does the job, and is less expensive than the others.

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Retirement Planner

Retirement Planner will help you list your expenses, assets and investments to project your financial needs now through the remainder of your career and into retirement. The program uses simple worksheets for input, allowing you to enter personal data, investment data, assets, income and expenses. The program automatically compensates for the time value of money, the calculations are internal to the program so you as a user don't need to fill sheet after sheet with complex calculations. The graphical output projects your net worth on a monthly basis from now to the end of your retirement. The graph is adjusted for all you monthly living expenses, the return on your investments and inflation as well as income taxes and social security payments. Another graph shows future income vs expenses over the same period of time, revealing any periods where expenses outstrip income, leaving you vulnerable. The program allows each scenario to be saved to a named file, you can easily develop multiple scenarios and compare the results. You can print the data and graphs for each scenario. The on-line users manual contains complete, screen by screen instructions on how to use the program as well as an overview of the retirement planning process.

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Plexis POS

Plexis POS Software, Point Of Sale for Restaurants, Home Grocery, Liquor, Convenience Stores and Retail. Use Touch Screen, Mouse or Keyboard. Includes Inventory and Barcode, Customer Management, A/R, Statements, General Ledger, Reporting, Multiple Taxes, Discounting and more. Multi-User / Multi-Lane Network option available. Integrated Credit Card Processing option. Integrated Caller ID Ready. Very easy to install and use. Try Plexis POS in your business today with our Free unlimited, no time restriction demo download. POS Main Features: Touch Screen, Keyboard or Mouse Multiple Prepared Food Menu Screens Remote or Kitchen Printer Bar Code Scanning Delivery and Driver Module Caller ID Kitchen Video with Bump Bar Integrated Video Security System Double Checking and QA Module Integrated Credit Card Processing Support On Sale Items Case / Pack Control Reset Accounting Feature (preserves inventory) Quantity Discounts Returned Check Register Paid Outs and No Charge Keys Sales Territory Commissions Three Taxes Supported Integrated Barcode Printing Integrated Price Label Printing ASCII Import / Export Auto Zip Code / Postal Code Main Modules: POS Point Of Sale POS Touch Screen (Retail) POS Touch Screen (Food) POS Touch Screen (Grocery) Delivery Module Driver Module Double Checking and QA Module Customer Database Inventory Control Bar Code Printing G/L General Ledger A/R Accounts Receivable P/O Purchase Orders Zip / Postal Code Database Setup Module Diagnostics Hardware Supported: Receipt Printers Pole Displays Cash Drawers Weight Scales Bar Code Scanners Touch Screen Monitors Portable Barcode Readers Credit Card Readers MICR Check Readers Supported Business Models: Retail Sales Fast Food and Deli Coffee Shops Grocery Min-Mart Pizza Delivery Home Grocery Delivery Restaurant Delivery Pro Shops Pet Stores Optional Modules: Multi User 10 Station Network License Integrated Credit Card Processing

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Max Mortgage +

How much house can you afford? You might be pleasantly surprised. This program is a version of a loan qualifier for either a fixed rate or a variable rate mortgage. It will run under Win 95, 98, Me, NT4, XP, & 2000. This program uses the same "ratios" method used by your "friendly banker" to determine how large either a fixed rate or variable rate mortgage you can expect approval for. Principal, interest, homeowners' insurance, and taxes (PITI) are included in the analysis. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area. The program may also be useful to small mortgage lenders to pre- qualify potential borrowers. For the potential home purchaser, the program quickly shows them how much house they can afford based on income, and existing indebtedness.

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BS/1 Professional

BS/1 Professional is an integrated time billing and accounting system: Accounts Payable, Accounts Receivable, General Ledger, Inventory, Time Billing, and Sales Analysis. Client projects/jobs are tracked by priority and due date. Project leaders may be assigned to jobs and the tasks which make up the jobs may be assigned to general employees. Time is billed against the tasks which make up a job. The hourly rate charged is based on the task type or from an optional custom rate for the task. A stopwatch and time calculator are included. Invoices and checks may be handwritten or computer printed. Taxes are very flexible to facilitate VAT, GST, PST, HST, etc. Multi-currency features facilitate purchasing and billing internationally. Payables and receivables are tracked separately for each currency and the GL automatically converts revenues and expenses to domestic currency. Gain or loss due to exchange rate fluctuations is tracked. User-defined financial statements can be created through a simple set-up process. GL account totals and inventory totals can be viewed on screen with drill-down to original source transactions. An integrated dialer is linked to customers, invoices, etc. Sample data is provided and there is an optional Getting Started wizard to assist with entering initial live data. The wizard sets up common GL accounts which can later be changed, deleted, or added to. Delphi source code is available royalty-free for Paradox, DBISAM and Advantage databases. Program is free for Delphi and C++Builder programmers (if Delphi or C++Builder installed).

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PDA Home Buying Guide Standard

Find the Right House at the Best Price Finding and purchasing the right home is a complex task that many people do rarely. However, few purchase decisions can have a greater impact on your quality of life. We designed and built PDA Home Buying Guide to help PalmOS consumers get a better handle on the house search and purchase process. Features include home database, mortgage calculator and a backgrounder on the ins and outs of purchasing a home. With PDA Home Buying Guide on your PalmOS PDA, you'll keep your house search organized, calculate your own monthly mortgage costs and become an informed buyer. Comprehensive House Database Entries The home database is easy to fill out while you tour prospective houses. Everything in the database is searched by the PalmOS global find mechanism for easy access by feature. Easy Mortgage Calculator The mortgage calculator is very easy to use. Just enter the cost of the house, down payment, interest rate and length of the loan and quickly calculate your monthly payments. Yearly property taxes and home owner's insurance can be added as well for a more realistic monthly payment. Complete Real Estate Industry Guide The backgrounder is a short book covering all aspects of the purchase process. Major sections include: finding funding, building your team of professionals, searching for a house, inspecting houses, negotiating price and terms, the closing and reference material for further study. You can search the glossary of real estate terms using the Palm OS global search tool.

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EasyEx invoicing

No need to create a customer account for low-value/infrequent customers. No need to create a article master data for a one time settlement. Professionally designed invoice layouts. 2 different invoice types and shipping notes. Allows you to create detailed invoices very quickly and easily. You can define all of your products and customers. You can easily pick those items from pull-down-menu to rapidly generate invoices. Taxes and Totals are automatically calculated. Easyex invoicing can be installed and learned in just a few short minutes. Insert individual formulas (value discount, quantity discount) into your form.

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TaxCut Deluxe 2003 Federal Filing Trial

You don't have to be a tax expert to prepare your own taxes with TaxCut® from H&R Block. A step-by-step interview identifies new tax breaks you can use, tells you which forms you need, performs the calculations, and checks your return for common errors and potential IRS audit flags. Download now for a FREE trial run to see how TaxCut Deluxe can help you! When you're ready to print or e-file your return, it's easy to order the full version of TaxCut Deluxe and import the work you've already completed! take control of your tax prep with great speed, ease, and accuracy using TaxCut® from H&R Block, the #1 rated do-it-yourself tax software* on the market.

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Handy Service for Palm

Sales and Shopping on Palm, Job management, Work log tracking. Handy Service is a sales and shopping software for Palm OS handhelds, both for home users and service staff. It allows doing mobile sales, tracking orders for goods and services, maintaining shopping lists. Initially it was intended as assistant for waiters, traders, salesmen and other service staff to help them at the restaurants, bars, cafes, shops, car service centers, hair salons and other service places. Further it was adapted for home users and allows maintaining shopping lists, planning purchases, estimating of purchase expenses and tracking and accounting a lot of other things. Another application is job management and work log tracking. It allows having multiple clients and tracking which jobs you have to do for each client, accounting for paid and done jobs. Also it is possible to record daily works and activity for each work. Handy Service has an independent desktop program, which allows maintaining all the data on a desktop computer, viewing orders, printing bills, exporting orders to Excel (csv) files, loading and saving list of goods to Excel (csv) files. Also there is instant desktop, which allows picking new orders from multiple Palms in real-time. Features: - assistance for service staff and contracters, - mobile sales, - maintaining shopping lists, estimating purchase expenses, - extremely fast and convenient adding of goods into order, - two-level hierarchical categories for goods and services, - search by first letters, - beaming of orders and goods, - discounts and tips for any order, - price, prime cost and taxes for goods and services, - report for total cost, profit, tax and tips for selected orders and single order, - notes both for particular goods and whole order, to make order more precise, - Palm OS 5 support: small hires fonts, Tungsten T3 full screen, 5-way navigator, - independent desktop program, - simpler freeware previous version.

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J and L Financial Tool Set

A set of financial planning tools to aid you in making those important financial decisions like loans, mortgages, refinancing, credit card debt payoff as well as other easy to use tools.The set contains the following tools -- A detailed mortgage calculator, a mortgage refinancing analysis, an accelerated mortgage payment analysis, a loan calculator, an inflation calculator, a Taxes / Inflation / Investment calculator, a trade-off analysis, an effective rate calculator, a Rule 72t calculator and, and a credit card debt payoff analysis.

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