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Retirement Planner will help you list your expenses, assets and investments to project your financial needs now through the remainder of your career and into retirement. The program uses simple worksheets for input, allowing you to enter personal data, investment data, assets, income and expenses.
The program automatically compensates for the time value of money, the calculations are internal to the program so you as a user don't need to fill sheet after sheet with complex calculations.
The graphical output projects your net worth on a monthly basis from now to the end of your retirement. The graph is adjusted for all you monthly living expenses, the return on your investments and inflation as well as income taxes and social security payments.
Another graph shows future income vs expenses over the same period of time, revealing any periods where expenses outstrip income, leaving you vulnerable.
The program allows each scenario to be saved to a named file, you can easily develop multiple scenarios and compare the results. You can print the data and graphs for each scenario.
The on-line users manual contains complete, screen by screen instructions on how to use the program as well as an overview of the retirement planning process.
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Nice Games is proud to present 3D Pacman, a total remake of the No.1 arcade PacMan that has won the hearts and minds of millions of players from all over the world. Only 3D Pacman offers such a powerful mix of action, adventure and collection while preserving the original arcade spirit of the old good PacMan. In addition to collecting bonuses and monsters in the Classic PacMan-style mode, players now can select the Story mode and immerse into a story of bravery and devotion that was never told before.
In the Story mode you become a brave hero Pacman who returns to the once idyllic kingdom of Pacland, where the theft of the King's crown has put happy roly-polies on the brink of impending disaster. Your objective is to find the crown while marching through hundreds of galleries, Orks' outposts, towers of weird seers and trying to outwit dancing skeletons, fire-throwing gnomes and other goblins hunting you. Along the way, you must sweep cookies and collect hundreds of new juicy bonuses to increase your score but beware of beer mugs as they give Pacman such a nasty hangover that the guy becomes an easy catch for happy monsters. Should crazied chasers be driving you into a corner, a treasure trunk or a petard may be your last chance for survival. The game offers dynamic and highly addictive gameplay to complement the original scenario and vibrant, rich 3D graphics and visual effects that will attract and entertain PacMan fans of all ages. Play the two-player co-op mode with your kid or friend and you will have endless fun together!
Features:
- All-new and highly addictive gameplay with multiple bonuses;
- 100 levels with diversely themed environments to enjoy;
- Spectacular 3D graphics with incredible visual effects;
- Original exhilarating soundtracks and sound effects;
- Classic and Story play modes;
- Single and Two-Player co-op/competition modes;
- Easy to learn and use controls;
- High Scores table.
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A 'Four-Star Editors' Pick' from ZD-Net! Read the PCWorld.com review in their March 2001 issue! Rated 5-Stars at SuperShareware.com! A feature-rich mortgage amortization program with a polished user interface. Includes many new features and enhancements. Enter any three figures - the amount financed, payment term, interest rate, or payment amount - and AprCalc will compute the fourth. Does amortizations for fixed, variable, Canadian, biweekly, and other types of mortgages, and compounds daily, weekly, bi-weekly, half-monthly, four-weekly, bi-monthly, quarterly, semi-annually, or annually. Annual subtotals can be displayed and printed. Professional quality printouts can be created, and registered users can customize the program with their own logo and text. Supports APR calculation including odd days interest, closing costs, and points. Scenarios can be saved in files and password protected (40-bit). A variety of prepayment options let you compare effects on payments, compute the amount necessary to shorten the term to a specified number of payments, display how much interest would be saved, and more. You can calculate break-even dates for discount points on mortgage loans to determine how long you'll need to own the house to come out ahead. You can attach 'rich text' notes to any scenario for reference purposes, drag and drop files, and display multiple loans for side-by-side comparison. Wizards provide step-by-step instructions, and tooltips are used to provide formats, examples. Automatically checks for new versions. Supports infinite undo/redo, auto-save, animated 3D graphs, payment grid (rate vs. principal), 'Tip of the Day', and export to Excel (XLS) or comma-separated (CSV) files. Advanced logging provides detailed debugging info for very fast bug fixes. Supported continuously, by the same author, since 1993, and provides automatic conversion from all previous versions of AprCalc. Install/un-install via InstallShield, and a detailed help file is included.
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This screen saver is based on an innovative extension of the Game of Life: two rival swarms of tiny critters wage a non-stop war for the screen space. The behavior of the living armies is highly amusing and unpredictable. The screen saver insensibly adds fresh forces to each army to enliven the show. You can change colors and forms of the critters, choose a speed, an intensity and a scenario of their battle. An interactive version of CellFighter ScreenSaver, the game of the same name, is available for free download too, and you can purchase this game at a discounted price if you register this screen saver.
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Program Description: VARIABLE RATE MORTGAGE
Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. It will run under Win 95, 98, Me, NT4, XP & 2000. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows
for an analysis of the effect of different loan rates applied over the length of the loan or it may be used to actually track a loan repayment. Check your forecasting ability with the "What If?" portion of this program.
Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area. Financial planners may also use this program to advise a client on the advisability of purchasing this type mortgage as opposed to a standard simple interest loan.
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The Budget Planner V3 Pro is a step ahead for home and personal budgeting. Equipped with a comprehensive online learning system, the budget planner runs on auto pilot, you simply add the details and the software will run your budget for you to learn from or live by! Features include a loan and mortgage calculator with 'what-if' multiple scenario planning. Using the compounded interest formula, where the interest is calculated on the monthly balance of the loan, the loan and mortgage calculator performs multiple queries based on your loan, loan term, interest rate and repayment options. Multiple Scenarios option: Based on three different scenarios on a static loan amount, this option allows you to view these scenarios based on varying interest rates and repayment options. Multiple Plan option: Based on the Multiple Scenarios option, this function allows you to have Plan A, Plan B, and Plan C. Each plan may have a different loan amount or you can choose to have the same repayments, loan term and interest rate, or vary all of these functions to provide you with 9 different scenarios. The loans and savings target goal tracker - How your loan affects your home finances. The Loan Tracker will automatically adjust your budget plan according to your loan requirements and repayment options. Savings Calculator and Savings Target Date - Have a target date for your next holiday or purchase? All you need to enter is how often you want to put money aside and the Savings Calculator automatically adjusts your budget for you and re-adjusts when you reach your target date. Due-dates and reminders chart - Add notes, reminders and due dates to your Income and Expense Items. Includes auto-notification facility, notes, reporting and graph modelling, internal web browser, context sensitive online help, auto store functionality and a fully customizable categories menu. Real budgeting, real returns!
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Platform for e-commerce and web-development, providing implementation of component oriented technologies.
Using ApoServer you can develop Web-enabled application without knowing much about ApoServer utilized technologies, and provide high product quality and substantially reduce development time. Another feature of development on ApoServer - inherent separation of components of design, business rules and business-logic flow.
Application development based on three-layer architecture (interface, business and data), that allows splitting development to several roles being performed in parallel by using ApoServer's facilities:
Business Analyst. The Business Analyst collects the work of the HTML Designer and the Java/C++ specialist into real business scenarios. He also can describe business rules in "hidden" templates. These steps form a final e-commerce scenario called a pipeline.
Database Developer. Creates Database structure and database access components.
HTML Designer. HTML designer is responsible for the design of user interaction with web interface. ApoServer uses a powerful ZHTML language allowing HTML Designer to create dynamic pages by encapsulating processed data into HTML.
Java/C++ Specialist. The Java/C++ specialist usually creates small reusable business-logic components in Java/C++. These components are called Pipelets.
The ApoServer tools:
The ApoServer admin console is web-interface for configuration and administration of the
ApoServer components.
ApoLogger visually represents 3 event flows of the server (application, system and security flow).
ApoPipelineManager is the tool for creating, modifying and debugging pipelines. It includes Watch window, where you can browse the values of the Dictionary variables.
Data Component Wizard is the generator of data access components (particular database access components).
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Fleet Manager is designed for organizations managing a vehicle fleet. It automates the day-to-day duties required to operate and maintain a significant number of vehicles. Its main functions include: manage vehicle data, assign vehicles to employees and/or sections, track vehicle mileage, manage installed equipment, deadline old vehicles instead of deleting them from the database, track accidents and incidents with photo viewer, track employee incidents, incorporate employee pictures, manage vehicle maintenance, automatically schedule inspections and calibrations, schedule preventive maintenance, create maintenance calendar, generate random list of vehicles for inspections with inspection forms, save annual scenarios for new and deadlined vehicles and base subsequent year's scenario on a previously saved scenario with multiple alternate futures, numerous reports, and export data to Excel. Fleet Manager also greatly simplifies calculating accumulated depreciation to aid in fleet budget planning, doing in hours what probably has taken days or weeks to do manually. It essentially provides a fleet "gaming" system for out year budget planning.
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DVD Reauthor is a simple, easy and powerful tool for DVD Reauthoring. It works only with Sonic Scenarist.The main function of DVD Reathor is decomposing the DVD into video, audio and other files with the creation special script-file for the current DVD disk. All output data and script-file is ready for editing in Sonic Scenarist. It saves you time and allows you to use only one tool for reauthoring.
All you need to do is set the input and output paths, and then you will have all needed data with a scenario file. Sonic Scenarist is World Standard for professional DVD production.
Program features of DVDReauthor:
- Automatic processing of the DVD.
- Menu and Titles processing.
- Multiangle processing.
- Video, Audio, Subpicture stream processing.
- Commands parsing.
- Creation of script for Sonic Scenarist.
Works correctly in Windows 2000 and Windows XP.
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A new approach to project planning and team work management focused on variety of real life situations. Supports comprehensive project planning including multiple scenarios, real time team work management and detailed dynamic business analysis. Controls hundreds of people in hundreds of projects in real time, supports multilevel decision making on the project execution path and allows permanent integration with external partners.
The key advantage of Team@Work against similar web based real-time work flow management and business planning systems is the ability to develop and run complex business schemes with many branches and complex conditions that meet different business situations. In such a way Team@Work supports not only a single fixed scenario of the work flow scheme, but allows to define many parallel plans and let the authorized team members to switch between plans, and control the project's workflow in real time according to the concrete case and their rights and competence: from simple redirection to the correct work flow branch up to general start/continue/stop decisions for the whole project. Thus a multilevel decision making and real-time control over the projects are intrinsically integrated in Team@Work.
Another key advantage of Team@Work s that all built-in business analysis techniques are prepared automatically in real time. The managers can receive Gantt charts containing both planned and actual execution times for every running project. The Critical Path of running projects is also evaluated automatically in real time and is presented to all managers and team members involved in the project.
Team@Work suite includes: Server, Designer for creating work flow schemes, Task Manager for handling everyday tasks, Reports for generation reports and business analysis, Control Center for system administration and database management and Web Application for Internet access to task lists.
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