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Bible Collection Plus

Bible Collection Plus combines two award winning programs into one low priced high value package. The Bible Collection is already an incredible deal at $12.99. Now, for only 99 cents more you also get Life Organizer for a savings of $10 or 42% for both products. The Bible Collection. features a large selection of greeting cards with quotes from the Bible. Cards are formatted and ready to print. Life Organizer is a simple tool that enables individuals and families to organize their lives. Comes with 12 bonus posters featuring moving quotes from famous authors.

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Cards Plus

Cards Plus combines two award winning programs into one low priced high value package. Cards Right Now lst Edition is already a bargain at $9.99. Now, for only 99 cents more you also get Life Organizer for a savings of $10 or 48% for both products. lst Edition is a collection of 210 all occasion greeting and note cards (birthday, holiday and more) with photographs and illustrations taken from nature. Cards are written and ready to print as needed. Life Organizer is a simple tool that enables individuals and families to organize their lives. Comes with 12 bonus posters featuring moving quotes from famous authors.

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Shakespeare Plus

Shakespeare Plus combines two award winning programs into one low priced high value package. The Shakespeare Collection is already an amazing deal at $12.99. Now, for only 99 cents more you also get Life Organizer for a savings of $10 or 42% for both products. The Shakespeare Collection. features a large selection of note cards with quotes from Shakespeare that are formatted and ready to print. Life Organizer is a simple tool that enables individuals and families to organize their lives. Comes with 12 bonus posters featuring moving quotes from famous authors.

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Zonex Worldclock

Zonex world clock shows the time everywhere in the world at a glance. The clock has a unique patented design and displays the local time in up to 80 cities simultaneously Zonex makes it easy to add and remove cities on the clock and save your personal lists of cities. This is practical if you want to maintain a list of all offices of your company or if you plan a holiday journey to different countries. Zonex has a Data set of2000 cities and airports including all countries and time zones. You can fully customize the world clock to your needs. You can choose if you want to see the clock in digital or analog mode, in AM/PM or 24 hrs mode. You can also switch on (or off) the date or second-hand. Zonex is always on time. All rules that are relevant for the time in different timezones are programmed into the software. The world clock automatically adjusts for daylight savings time. World Time Products offers you a 30 day "no hassle" guarantee. If you somehow are not satisfied with your Zonex you will get your money back. Besides once you have registered the software the help desk will support you any time you may need assistance. Therefore: Choose Zonex, one place all times

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Retirement Savings Planner

Quick. Simple. Visual way to plan your Retirement Savings strategy. Are you saving enough for retirement? Retirement Planner will tell you the answer. The intuitive one screen design will help you develop a savings strategy to reach your retirement income goals. The easy-to-read Principal Graph shows you your growing savings balances. The Income Graph clearly shows you in red if you cannot meet your specified retirement income goal. It's that easy. This software works with all types of retirement plans and assets including 401(k), IRA, 403(b), 457, SIMPLE, and any other defined contribution plan. "It is one of the most helpful, and easy to use, pieces of retirement planning software I've seen. Thanks." R. Gibson Retirement Planner makes planning easy by combining all of your retirement assets, savings, and variables into one simple program and includes: Current Age Retirement Age Annual Salary Estimated Annual Raise Retirement Income Goal (in Today's Dollars) Tax Deferred Investments - Current Balance Tax Deferred Investments - Annual Contribution Tax Deferred Investments - Company Match Tax Deferred Investments - Annual Return Taxable Investments - Current Balance Taxable Investments - Annual Contribution Taxable Investments - Tax Bracket Taxable Investments - Annual Return Pension - Annual Amount Pension - Start Age Return During Retirement Estimated Annual Inflation Social Security Estimate Retirement Planner allows you to enter multiple assets for your tax-deferred and taxable investments and analyzes all of your assets together for easy analysis. As seen in Business Week, Barron's, PC Computing, and PC World, this popular Retirement Planner was rated 5 stars by ZDNet (their highest rating) and highly rated by AAII. Continually updated since 1995.

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Financial Advisor

Financial Advisor provides an extensive, yet easy to use collection of financial tools and calculators aimed at both home and professional users. Features include: Mortgage and Retirement Analysis, Personal Budgeting, Investment & Savings calculations, Annuity calculations, Future & Residual Value calculations, Planning for your children's education, Interest rate conversions, Inflation rate calculations and more. Mortgage Advisor allows you to calculate and analyze your mortgage. Learn how to pay off your mortgage quicker and save money at the same time, view detailed schedules and graphs of your mortgage over time, or perform "What if" calculations. Retirement Advisor allows you to analyze your financial situation with regards to retirement. Many people don't realize how important planning for retirement is until it's too late. Retirement Advisor provides an easy way to start planning now. Just specify your retirement needs and current savings plan. Retirement Advisor will analyze your situation to see whether it meets your retirement needs and advise you of any additional savings required. With so many everyday expenses involved in running a household it is essential to plan ahead by creating a monthly budget. Budget Advisor makes keeping track of your budget quick and easy. You can use existing budget categories and items or create your own. Budget Advisor allows you to see whether you're budgeting effectively by providing detailed reports and a graphical breakdown of your budget. Financial Advisor also allows you to calculate the value of investments and savings over time, perform "What If" calculations, calculate Future Values, Annuities, the residual value of a loan or plan for your children's education. You can also perform interest rate conversions, see the effect of inflation on your money, or get tips on how to retire rich. Financial Advisor can even generate lottery tickets (for when all else fails :)

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Paraben's World Clock

Paraben's World Clock displays the time anywhere in the world on multiple clock faces. It also keeps your system clock accurate by updating it on demand or daily via the Internet. By using Daylight Savings Time files, Paraben's World Clock helps make sure you know what time it is wherever you are communicating around the world. Registered users can take advantage of updated DST files, up to two more sets of clocks, a stopwatch, a countdown clock, and online support.

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Organize your finances

Stressed? Don't know where your money is going? Have no time to do all your chores? Paying too much? Some basic answers can be found in this ebook about organization. Find out how to plan the repayment of your debts, how to make a budget, how to keep track of where your money goes. The Web is a tool, find out how to use it to get coupons, rebates and special offers with our lists of links to sites offering great bargains. All those links are categorized according to the topic you are reading. These links, as well as loose tips, can be updated when E-dition has either new ones or some are becoming obsolete. This ebook is not static, the full version can be easily updated as long as the version number is not changed. This ebook is full of tips and tricks together with some blank charts and forms that you can print. It includes a search function, print, copy/paste to the text editor included or to your favorite text editor. The lists of web links and some articles can be updated easily when you purchase the full version.

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Annuity/Pension Payout +

This program is a version of a fixed sum annuity or pension payout schedule. It will run under Win 95, 98, Me, NT4, 2000 & XP. This program will demonstrate the length of time your annuity/pension payout will last at an inputted monthly withdrawal and includes interest earned from CD's, money market accounts, savings accounts, or other ways you might invest your lump sum payout. What if? calculations can be made using various monthly withdrawals and rates of return on your invested lump-sum payout. Printouts are professional looking and may be used by financial planners as most programs contains a "prepared by:" area. Financial planners may also use this collection of programs to advise clients concerning annuity and pension payout alternatives such as monthly payments for their lifetime or other options.

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Biweekly Amortization +

Program Description: BIWEEKLY AMORTIZATION THE BANKERS' SECRET IS REVEALED!!! This program is a version of a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. It will run under Win 95, 98, Me, NT4, XP & 2000. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and are CREDITED THE PAYMENT by the lending institution at the time of payment. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may also be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.

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