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Retirement Planner will help you list your expenses, assets and investments to project your financial needs now through the remainder of your career and into retirement. The program uses simple worksheets for input, allowing you to enter personal data, investment data, assets, income and expenses.
The program automatically compensates for the time value of money, the calculations are internal to the program so you as a user don't need to fill sheet after sheet with complex calculations.
The graphical output projects your net worth on a monthly basis from now to the end of your retirement. The graph is adjusted for all you monthly living expenses, the return on your investments and inflation as well as income taxes and social security payments.
Another graph shows future income vs expenses over the same period of time, revealing any periods where expenses outstrip income, leaving you vulnerable.
The program allows each scenario to be saved to a named file, you can easily develop multiple scenarios and compare the results. You can print the data and graphs for each scenario.
The on-line users manual contains complete, screen by screen instructions on how to use the program as well as an overview of the retirement planning process.
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Help-book for users of Adobe Photoshop Elements. Tutorials are illustrated with movie clips showing around the program. The first chapter explains the program interface and essential techniques; the second chapter offers practical solutions. The third chapter is devoted to undocumented functions, inherited by Elements from full-versioned Photoshop. The book comes to you with a patch file revealing the hidden features important for photographers - the missing adjustment, selecting and masking functions.
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HelioBar is a magic utility - which restores to you the chunk of screen real-estate stolen by the System TaskBar. Window's TaskBar is a band, usually located at the bottom of the desktop, containing the "Start" button etc.. HelioBar renders the TaskBar transparent, revealing the whole desktop including any background image. Only HelioBar helps you to use the limits of your desktop to the full.
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Creepy crawly screensaver. A horde of maggots crawl all over your screen eating away at it and revealing what's underneath.
You can choose to run it on a black screen or let the maggots have a go at your desktop.
New in v2001 are the turbo speed option, that makes the maggots go like piranhas and the new palette combined with the added sound make the saver even more gross.
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Coffee lovers everywhere will love this ultimate resource on a truly international staple. Discover a wealth of information on the humble bean and learn how to best enjoy it. Did you know that the first cultivated coffee plant was from the Kaffa region of Ethiopia, that Mocha was a coffee shipping port in Yemen, and that the Dutch swiped a coffee plant from Arabia and imported it to Java? Coffee is an E-book all about the world wide stimulant. The topics range from history to recipes for cakes, pies and mousses. The book is nicely illustrated with drawings and photographs. The cheese cakes look delicious by the way. You can view a cut away section of the coffee berry revealing the two seeds inside which become the coffee "bean". You can also read about various brewing methods and harvest practices. No problem staying awake reading this subject. Browse through a well-designed interface with illustrated pages and colored text. Every bit of information is indexed for easy retrieval, and you can look for various contents with a built-in search feature. As an extra, Coffee includes a weights-and-measures chart and a small converter calculator. These will ensure that your coffee comes out just right.
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Blast off the cruel oppressors out of their seats in the war spaceship in the new arcade buzz, Devastator. Battle your way through the pirate, feudal and alien stages in record time to reach the level that will decide your destiny. Take your chance to fight with 10 types of weapons, steer 4 types of spaceships, get 10 different bonuses and tons of other goodies like shields, reactors, satellites, bombs, and more.
There is a shop where you can purchase upgrades to your defense systems. Each sector and each enemy is a graphical masterpiece. Between the levels there are animated sequences revealing more detail about the story.
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SafeData? Technology Suite 1.0 includes SafeFile?, SafeClean?, and SafeShred?.
SafeFile? allows you to create a virtual safe for totally private document storage. SafeFile?s? virtual safe prevents anyone else who uses the same computer from being able to access any files you place inside the virtual safe.
SafeClean? quickly removes Internet history files and caches that can allow others to find out what you have been doing on the Internet, possibly revealing personal and potentially compromising information.
SafeShred? is an easy-to-use program designed to permanently remove files from your computer. SafeShred? provides a virtual file shredder that completely shreds the file to pieces. SafeShred? is so powerful files shredded on your computer are permanently destroyed.
*GiveAway*
Currently, SafeShred registration codes are available for free.
Free registration in the CodeTek iPod giveaway is available at the web site!
For every thousand purchases of SafeData Technology Suite, a drawing will be held where one of the purchasers will win a free iMac G4. Details are available on the web site.
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A full-featured and powerful Icon Editor for creating and editing 16x16, 24x24, 32x32 and 48x48 icons, and Windows static or animated cursors. The program provides all the icon/cursor drawing tools and a variety of advanced image manipulation functions, with an extremely efficient arrangement. (In addition, supplementary programs are available for registered users, free of charge, to create/edit icons of any sizes and/or to cater to other special needs, e.g. to convert file formats, to replace an icon in an exe file, or to create library files, etc.) Acclaimed as one of the best icon editors around for its reliability, versatility and richness of functions, this application has a comprehensive coverage of icon utilities. Its basic features include lining up several icons for edit at any one time, automating creation of different effects, optionally saving to single or multi-icon files, extracting icons from dll or similar resources, converting bmp/gif/jpg/wmf/emf/png/tiff etc images to icons, adding solid or hollow text at any angle, creating animated cursor files or obtaining icons from them, revealing specific alpha values of individual pixels of Windows XP icons, editing them or converting them for use in both XP and non-XP systems, etc. Currently there are corporate and individual registered users in over 30 countries.
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Data: Import data series from database (MS Access) table, text file, copy/paste from spreadsheet (MS Excel). Operate with more then one data series at the same time. Virtually unlimited number of records to present and analyze. Automatically recognize calendar mm/dd/yyyy data format transferring it into yyyy.yyyy to use for market (currencies, shares, commodities) time trend analyzation. Data presentation and statistical analysis: Histograms of variables distribution and comparison with Student and Poisson curves.X-Y chart of two variable dependence and curve fitting with least square method (variety of user interfaces to chose from), signals revealing and user defined formula. Automatically best polynomial and Fourie approximation. Three dimensional in perspective projection presentation of variable as function of two arguments and distribution of two variables. Color map style presentation of function of two arguments and distribution of two variables. Quasi plane and parabolic least square approximation in multidimensional space of arguments (including case of two arguments where the fitting surfaces are visualized. Nearest neighbors method of estimation value in multidimensional space. A matrix of correlation coefficients of active variables. Results: Data and main statistical results is displayed on the screen in report-ready form. Statistical formulas and coefficients are shown in result panel. User has ability to copy/paste screen chart as a bitmap picture into MS Office applications as well a content of result panel in form of a table. There is an option to instantly create a MS Word document with a picture and results reflected to the content of chart screen and content result control. Interface: Transparent and self-explanatory user interface conveniently located at control panel of application. At any moment a user via at most three clicks is able to reach any control to edit a statistical schemes or presentation options.
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One of the best writing tips you could ever receive is to have text read aloud to you. Hearing the written word is often more revealing than reading it on a computer screen. This program is a handy companion for whenever you're writing on the computer. It's a utility that uses speech synthesis technology to automatically read a selected piece of text. Key2Speak works with all Windows applications, including word processors, e-mail clients and instant messengers. The program operates "on-the-fly," offering immediate feedback as you're composing.The settings dialog allows you to configure the inputs that make your keyboard speak. For example, you can have it read text after periods, commas or question marks are typed. It can also wait until you've hit the return key, such as when you're finished writing a paragraph. By adjusting the program to your liking, it shouldn't interfere with your writing.Key2Speak can also automatically read copied text from the clipboard.
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