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Retirement Planner

Retirement Planner will help you list your expenses, assets and investments to project your financial needs now through the remainder of your career and into retirement. The program uses simple worksheets for input, allowing you to enter personal data, investment data, assets, income and expenses. The program automatically compensates for the time value of money, the calculations are internal to the program so you as a user don't need to fill sheet after sheet with complex calculations. The graphical output projects your net worth on a monthly basis from now to the end of your retirement. The graph is adjusted for all you monthly living expenses, the return on your investments and inflation as well as income taxes and social security payments. Another graph shows future income vs expenses over the same period of time, revealing any periods where expenses outstrip income, leaving you vulnerable. The program allows each scenario to be saved to a named file, you can easily develop multiple scenarios and compare the results. You can print the data and graphs for each scenario. The on-line users manual contains complete, screen by screen instructions on how to use the program as well as an overview of the retirement planning process.

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Retirement Savings Planner

Quick. Simple. Visual way to plan your Retirement Savings strategy. Are you saving enough for retirement? Retirement Planner will tell you the answer. The intuitive one screen design will help you develop a savings strategy to reach your retirement income goals. The easy-to-read Principal Graph shows you your growing savings balances. The Income Graph clearly shows you in red if you cannot meet your specified retirement income goal. It's that easy. This software works with all types of retirement plans and assets including 401(k), IRA, 403(b), 457, SIMPLE, and any other defined contribution plan. "It is one of the most helpful, and easy to use, pieces of retirement planning software I've seen. Thanks." R. Gibson Retirement Planner makes planning easy by combining all of your retirement assets, savings, and variables into one simple program and includes: Current Age Retirement Age Annual Salary Estimated Annual Raise Retirement Income Goal (in Today's Dollars) Tax Deferred Investments - Current Balance Tax Deferred Investments - Annual Contribution Tax Deferred Investments - Company Match Tax Deferred Investments - Annual Return Taxable Investments - Current Balance Taxable Investments - Annual Contribution Taxable Investments - Tax Bracket Taxable Investments - Annual Return Pension - Annual Amount Pension - Start Age Return During Retirement Estimated Annual Inflation Social Security Estimate Retirement Planner allows you to enter multiple assets for your tax-deferred and taxable investments and analyzes all of your assets together for easy analysis. As seen in Business Week, Barron's, PC Computing, and PC World, this popular Retirement Planner was rated 5 stars by ZDNet (their highest rating) and highly rated by AAII. Continually updated since 1995.

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J and L Retirement Planner

The top rated J and L Retirement Planner is a retirement planning software program that allows you to create simple or complex retirement scenarios based on financial events through out your life. It makes your retirement planning easy. You create the scenario based on your current financial status and future financial events. The J and L Retirement Planner executes your scenario and displays the effects on your net worth through out a selected time span. The output is displayed in a text format that shows the yearly effects on up to 50 accounts, including investment, tax free, retirement, asset and equity accounts. The output may also be presented with bar, line and pie graphs. The program can create a scenario based on mortgage, loan, withdrawal, deposit, and transfer events. The program includes budgeting features and many financial calculators including a rule72 calculator. It also includes RMD distributions.

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Fincalc

"FINCALC 5.0" is a Windows program designed to handle differing financial calculations related to investments and lending. The program acts like a loan calculator filling in missing terms and payment information. FINCALC 5.0 will display and print loan amortization schedules considering four types of insurance, miscellaneous fees and charges, and real estate taxes. Calculations for retirement planning and investment annuities are possible. If for example, you need to know the time value of withdrawals given a starting balance, or the amount of money your investment will be worth given a period of time, APR, compounding, and recurring deposit amount, FINCALC 5.0 will make these calculations easy for you. FINCALC 5.0's business calculations are extremely helpful for retailing companies. As an example, you can quickly determine the markup percent, or the cost of an item given the price and markup percent, or the price, given a markup percent and cost. FINCALC has been sold to gift shops, lawyers, bankers, insurance agents, real estate agents, finance companies, car dealers, and retailing companies. It makes no difference whether you are a business or an individual, you can still benefit from using the program. FINCALC has been sold to individuals planning for retirement, or who need loan interest for tax purposes, or who need to manage investments better, or who need to evaluate which loan option is least expensive. If you are involved in analyzing, acquiring, or recommending investments or lending instruments, you can benefit from using FINCALC 5.0.

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Fincalc

"FINCALC 6.0" is a Windows program designed to handle differing financial calculations related to investments and lending. The program acts like a loan calculator filling in missing terms and payment information. FINCALC 6.0 will display and print loan amortization schedules considering four types of insurance, miscellaneous fees and charges, and real estate taxes. Calculations for retirement planning and investment annuities are possible. If for example, you need to know the time value of withdrawals given a starting balance, or the amount of money your investment will be worth given a period of time, APR, compounding, and recurring deposit amount, FINCALC 6.0 will make these calculations easy for you. The investment portion of the program tracks stocks and mutual fund investments and provides up-to-date yield and profitiability information at a glance. FINCALC 6.0's business calculations are extremely helpful for retailing companies. As an example, you can quickly determine the markup percent, or the cost of an item given the price and markup percent, or the price, given a markup percent and cost. FINCALC has been sold to gift shops, lawyers, bankers, insurance agents, real estate agents, finance companies, car dealers, and retailing companies. It makes no difference whether you are a business or an individual, you can still benefit from using the program. FINCALC has been sold to individuals planning for retirement, or who need loan interest for tax purposes, or who need to manage investments better, or who need to evaluate which loan option is least expensive. If you are involved in analyzing, acquiring, or recommending investments or lending instruments, you can benefit from using FINCALC 6.0.

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Investment Analysis Software

Investment Analysis Software provides the capacity to easily analyze the performance of any investment. It applies basic input variables to build an investment analysis by year. Investment performance is converted to equivalent current year values enabling the actual investment performance to be determined. Applying this approach allows comparisons to be made between different investment types. It also provides an effective means of projecting investment performance and determining the results of different investment mixes. By developing forecast projections it is possible to identify when investment performance spikes or dips. This acts as a strong buy / sell indicator. By following a sell at the spikes and buy at the dips strategy overall return can be enhanced. Investment Analysis Software allows you to determine the apparent and actual return achieved by an investment over time; project the value of investments in future and current equivalent terms; apply what if scenarios to test the impact of investment decisions; compare the performance of alternative investments; consider the impact of taxation on investments; build a portfolio of investments for ongoing analysis and plot investment parameters over time; improve investment buy / sell / hold decisions; easily establish an investment plan with set performance goals; and identify when investment performance varies from projected goals and take actions accordingly. Analysis and comparison of all investment types and combinations is available including equity / share investments; property / real estate investments; cash investments. The ability to consider all investment types allows the performance of each investment to be assessed, forecast, monitored and reviewed. This enables informed buy / sell / hold decisions to be made. Software and supporting documentation are not investment advice and as with all forecasting methodologies the results are only as good as the input provided.

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SPEED FREAK

Unlike pre loaders or multiple connection software SPEED FREAK offers the only true data acceleration. Whether you have a dial up connection or broadband SPEED FREAK will dramatically improve your performance. The new Instant Download feature allows you to drag a download link into SPEED FREAK and have the file instantly appear in your email box.

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Form-Fill-Pro

Form-Fill-Pro holds all your personal details like name, address, phone etc. When you need to fill an Internet forms, just bring up Form-Fill-Pro and insert all your details with a click of the mouse.

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VAMP Media Center

VAMP Media Center is a multi-featured multimedia suite that offers everything from listening to your MP3s to sorting your media files. You can create screen savers and photo albums, design wallpapers, calendars, and comic-like text bubbles, send cool multimedia greetings. Photo Sharing allows you to join the groups and share pictures or open your group and upload images for sharing. The media organizer sorts all your multimedia files.

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SpySites Plus

SpySites Plus includes a database of over 2,700 known Spy/Sleaze sites and will automatically add them and any other site you choose to the Restricted Zone "On the Fly" and prevent them from performing intrusive acts on your PC. By adding those to the Restricted Zone you can still visit the site and be assured that they cannot do certain things which could compromise your privacy and security or damage your PC such as installing and/or running:

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Simon Extreme

This is a FREE Simon game download, so be sure and tell your friends to stop on by and download Simon. The scores on this game allow you to play Simon online against your friends. See who can get the high score. Playing free Simon is fun for all ages. We would like to thank those wo created original Simon game.

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Web Site Publisher

Web Site Publisher is a free intelligent FTP tool designed specifically to make publishing and updating a web site as quick, easy and effortless as possible. Key features: only uploads what it needs to, removes old files and can be used with more than one web site. A useful tool for all webmasters.

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Secure Password Store

Secure Password Store is a secure Password database program that stores all your passwords and registration information in a secure database and keeps this information hidden from prying eyes. - Encrypted database file that is only accessible by a user specified password. This user password is used as the encryption / decryption key and is not stored anywhere. - "Registered To" and "Password" fields are encrypted. - Random Paswword generator.

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