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Program Description: This program is a compendium of 8
personal finance type programs. They include:
1. Anpenpay.EXE - This program demonstrates the length of time
an annuity or a pension payout will last
conditioned on the amount of monthly payments
to you and the interest that will be earned
on the balance.
2. Autoloan.EXE - These calculators may be used to compare loan
types, proposed "deals" and periods of
financing as well as the effects of various
interest rates.
3. Finastmt.EXE - This is a standard personal financial
statement that is widely accepted in by
banking and mortgage lender institutions.
4. Growmony.EXE - You may be overwhelmed by this time-value
of money invested analysis.
5. Porteval.EXE - Track your investments in stocks, bonds,
or mutual funds with this program.
6. Portfund.EXE - This program gives you a place to input
the financial data for a given stock so that
you might better forecast its performance.
7. Retirinv.EXE - You can calculate the amount of money you
need to be investing monthly to provide a
monthly withdrawal supplemented by Social
Security, pensions, annuities or other
income sources.
8. Savpengr.EXE - This program will calculate a complete
annuitization schedule for regular deposits
over a duration of up to 40 years.
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This model was originally designed to test changes in billing structures for a Medical Practice (Public versus Private Billing), however it is equally suited to any professional practice and can be used to test the impact of fee changes. When billing structures are altered they impact on client numbers and in turn revenue and profit. The Billing Model allows you to forecast what this impact will be. It does this using a Client Number Change Percentage. This is the percentage change in client numbers when your billing structure is changed. For each business this is influenced by the level of competition, differentiation of the business, client profiles, and type of service provided. An estimate of this percentage combined with basic data on average billing fees and cost percentages allow revenue, profit and client numbers to be forecast for the range of billing fee combinations. The model considers two billing structures, Current (1st) and Proposed (2nd). From basic billing and cost data breakeven points at revenue and profit will be calculated for the proposed billing structure. Breakeven points tell you the Client Number Change Percentage at which your current and proposed billing structures provide the same Revenue or Profit. If you change billing structures and the Client Number Change Percentage is greater than the Revenue Breakeven your Revenue will decrease, if it is greater than the Profit Breakeven your Profit will decrease. You can input an Estimated Client Number Change Percentage to forecast the Revenue, Profit and Client Numbers for your business for the full range of current and proposed billing structure combinations. Full results are displayed in easy to interpret Charts and Table format. Details displayed include Revenue, Profit, and Client Numbers.
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The Budget Tool Business Excel provides an effective means to generate a budget for up to five years. Full flexibility allows you to add Revenue, Variable Cost, and Fixed Cost categories and lines to suit any business. Operation is via an easy to use toolbar and function buttons. The budget can be displayed in any combination of month, quarter, or year. Change indicators provide means to adjust revenue and costs year on year with initial default values applied to minimize input requirements and simplify use. Full what if and sensitivity analysis is available by varying the Change indicators. Budgets can be freely formatted for printing and graphing. The Budget Tool Business is suitable for both existing and proposed businesses.
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The Forecast and Budget Builder Excel is a streamlined tool for developing a 3 year business forecast and a 12 month budget. It requires minimal inputs and generates Optimistic to Pessimistic forecasts for your business. From your forecasts a 12 month master budget is built. You then have the capacity to refine this budget as required. The methodology used applies relationships between current data and relative indicators for future performance to produce a verifiable budget quickly and easily. This forecast and budget tool can be utilized for existing and proposed businesses, products, or services. Outputs include a 3 Year Forecast with Sensitivity Analysis, and a Budget by Month in tabular and graphical form.
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This program is designed to do Tarot Readings easily. The set of cards contains the 22 Major Arcana; the other 56 Minor Arcana cards are only available in the registered version).
Change7 Tarot includes different card layouts, like Sample Cross and others, that are available under the Reading Layouts menu.
Each card layout defines how many cards are to be included in the reading and how they are going to be draw on the screen.
The images are from the pack of cards designed by Lady Frieda Harris under the guidance of Aleister Crowley. The divinatory texts are a synthesis of the meanings proposed by many experts.
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Frenchdiet is a nutrition program for tracking the nutritional intake and estimating the ideal weight and the caloric requirements. Frenchdiet is the ideal companion for dieting people. Food entry is very easy with several food search tools, and custom foods, meals and recipes. Detailed analyses are proposed : full reports for 19 nutrients, food pyramid, food podium, weight curve. Frenchdiet has some unique features : mediterranean diet analysis, real caloric needs estimation, diet simulator. Various help systems are available : complete on-line documentation, description screens and tooltips.
Detailed features
Measurements
- body mass index
- various methods for calculating the ideal weight
- theoretical caloric requirements
Food database
- food composition for 19 nutriments
- various food sorts
Food entry
- 6200 USDA database foods
- a carefully selected list of 1450 usual foods with shorter and simpler names
- visual choice of categories
- sub-categories, i.e the "Dairy products" category is split in milks, cheeses, eggs...
- copy/cut/paste of lists of foods from a day to another
- meals (group of foods which can be entered with one mouse click)
- favorites
- custom foods
- recipes : creation of custom foods from home recipes
- easy switch from one day to another
Analyses
- daily food pyramid
- daily food podium
- daily percentage of energy provided by fats, carbohydrates and proteins
- detailed food report for 19 nuriments :totals, comparison with DRI, sorts for one day or any period of time
- daily "Mediterranean diet" analysis
- evaluation of the real caloric requirements
- diet simulator
Miscellaneous
- multi-user features
- easy switch from imperial to metric system
- complete 40 days example
Help and documentation
- complete on-line documentation
- various help and description screens
- tooltips
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Dynamic portfolio rotation trading system backtesting. Matrix calculations of a list of securities over a date range allow for stock or fund rotation through a portfolio, as well as an entire new category of "Market Breadth" indicators, and new methods of analysis and trading. Pikker will test your trading ideas the way you really trade... portfolio rotation of multiple securities selected from an unlimited collection of available securities. With Pikker, now you can back-test your system on ALL of your historical securities data at once! Test your trading system on historical data for multiple securities simultaneously. Write and test trading systems to rank and screen securities over years of historical data. Save hours of manual work by combining and automating two processes in a way that other trading software isn't capable of. The result is a more accurate picture of how your proposed trading system performs in realistic conditions. You will confidently make more profitable trading decisions. A New Dimension In Technical Analysis. Traditional technical analysis takes a one-dimensional view of the market, a single security over a period of time. In Pikker, a matrix is constructed for a collection of securities over a date range. Matrix calculations allow for Dynamic Portfolio trading.
55 technical indicators are included (and more in the works), as well as a large number
of mathematical functions, all of which can be combined to create specific trading rules and screening criteria.
Features include: Indicators, Functions, Help File, Windows Compatible, Detailed Report, Account, Portfolio, Lightning Fast, Dataset Flexibility, System Testing, Sort Criteria, Auto-Update
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ICC Batch Converter is a program that allows you to make file format and color space conversions on whole batches of TIFF and JPEG images - use it to prepare images for printing on RGB photographic output devices or for the CMYK world of print. ICC Batch Converter makes accurate color conversions using industry standard ICC color profiles and suports a variety of rendering intents.
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This screensaver shows qualitative images of fantastic women. The glamour models will on your screen.
Views of sexy gals on background of nature, at splendid bedrooms, expensive apatments: Neriah Devis, Tanya Murray, Patricia Ford, Shae Marks, Katie Price, Alyssa Milano, Angela Melini, Caprice Bourret, Cory Nadine, India Allen, Jenna Svensson, Kelly Gallagh, Lisa Borghise, Lori Jo Hendrix, Pamela Anderson, Inga Drozdova, Nataly Sokolova ...
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Want to brush up on the names and locations of the 40 or so countries of the new Europe? This program from the Family Games Web Center will help you. A study mode and two quiz modes make the learning easy.
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Crazy Eights Deluxe is a classic card game for the whole family. And is the basis for the popular game of Uno.
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Any Password is an easy-to-use tool that lets you store and arrange all your passwords, user IDs, and related information in a tree form. The program saves this information in encrypted files which can be protected by a password. Any Password can also generate random passwords with specified parameters (length, used characters, etc.). You can find any stored information using the incremental search feature.
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Easy to use delightful interface...Capture and Send was created to allow users to quickly capture what they see on their computer screen and attach it to an email message and then send the email message to one or more recipients all from one interface. Prior to Capture and Send this process took a number of steps using several software applications. Capture and Send also includes its own proprietary printer driver.
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CD Eject Tool is a utility that manages your CD Drive doors. It allows you to eject and close the CD Drive door by using a hotkey, desktop shortcut, or via an icon in your system tray. It will automatically close the door within a couple of seconds if you have chosen the Get CD action. The program creates a separate icon in your system tray for each CD Drive, so you can control any drive door by clicking on the appropriate icon.
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