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AprCalc

A 'Four-Star Editors' Pick' from ZD-Net! Read the PCWorld.com review in their March 2001 issue! Rated 5-Stars at SuperShareware.com! A feature-rich mortgage amortization program with a polished user interface. Includes many new features and enhancements. Enter any three figures - the amount financed, payment term, interest rate, or payment amount - and AprCalc will compute the fourth. Does amortizations for fixed, variable, Canadian, biweekly, and other types of mortgages, and compounds daily, weekly, bi-weekly, half-monthly, four-weekly, bi-monthly, quarterly, semi-annually, or annually. Annual subtotals can be displayed and printed. Professional quality printouts can be created, and registered users can customize the program with their own logo and text. Supports APR calculation including odd days interest, closing costs, and points. Scenarios can be saved in files and password protected (40-bit). A variety of prepayment options let you compare effects on payments, compute the amount necessary to shorten the term to a specified number of payments, display how much interest would be saved, and more. You can calculate break-even dates for discount points on mortgage loans to determine how long you'll need to own the house to come out ahead. You can attach 'rich text' notes to any scenario for reference purposes, drag and drop files, and display multiple loans for side-by-side comparison. Wizards provide step-by-step instructions, and tooltips are used to provide formats, examples. Automatically checks for new versions. Supports infinite undo/redo, auto-save, animated 3D graphs, payment grid (rate vs. principal), 'Tip of the Day', and export to Excel (XLS) or comma-separated (CSV) files. Advanced logging provides detailed debugging info for very fast bug fixes. Supported continuously, by the same author, since 1993, and provides automatic conversion from all previous versions of AprCalc. Install/un-install via InstallShield, and a detailed help file is included.

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QuikCalc Mortgage & Loan Manager Lite Edition

Mortgage and loan software includes the powerful Amortization Schedules Plus! feature that allows you to override, skip or add any number of payments. Includes 14 different Day Count Conventions including 30/360 and Actual/Actual, plus many different Payment Types including Normal, Continually Adjusting Payments, Fixed Principal plus Interest and Interest Only. Compare schedules side-by-side and see before and after results of your changes. Also includes dozens of powerful calculators as well as many reports including annual summaries. Data file backup, integrated calculator. Also available in two additional versions, QuikCalc Personal Edition, that also includes the powerful Loan Manager that allows you to track actual loans, terms, varying interest rates, and payments made and projected, and QuikCalc Amortization, that includes the amortization tables and schedules.

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QuikCalc Mortgage & Loan Manager Personal Edition

Mortgage and loan software includes the powerful Amortization Schedules Plus! feature that allows you to override, skip or add any number of payments. The Loan Management feature allows you to track actual loan terms and varying interest rates, as well as your actual payments made and projected payments. The Loan Manager also allows you to assess late fees and charges and track insurance, taxes, etc. Includes 14 different Day Count Conventions including 30/360 and Actual/Actual, plus many different Payment Types including Normal, Continually Adjusting Payments, Fixed Principal plus Interest and Interest Only. Also includes dozens of powerful calculators as well as many reports including annual summaries. Data file backup, integrated calculator. Also available in two additional versions, QuikCalc Lite Edition, that includes everything except the Loan Manager, and QuikCalc Amortization, that includes the amortization tables and schedules.

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Retirement Savings Planner

Quick. Simple. Visual way to plan your Retirement Savings strategy. Are you saving enough for retirement? Retirement Planner will tell you the answer. The intuitive one screen design will help you develop a savings strategy to reach your retirement income goals. The easy-to-read Principal Graph shows you your growing savings balances. The Income Graph clearly shows you in red if you cannot meet your specified retirement income goal. It's that easy. This software works with all types of retirement plans and assets including 401(k), IRA, 403(b), 457, SIMPLE, and any other defined contribution plan. "It is one of the most helpful, and easy to use, pieces of retirement planning software I've seen. Thanks." R. Gibson Retirement Planner makes planning easy by combining all of your retirement assets, savings, and variables into one simple program and includes: Current Age Retirement Age Annual Salary Estimated Annual Raise Retirement Income Goal (in Today's Dollars) Tax Deferred Investments - Current Balance Tax Deferred Investments - Annual Contribution Tax Deferred Investments - Company Match Tax Deferred Investments - Annual Return Taxable Investments - Current Balance Taxable Investments - Annual Contribution Taxable Investments - Tax Bracket Taxable Investments - Annual Return Pension - Annual Amount Pension - Start Age Return During Retirement Estimated Annual Inflation Social Security Estimate Retirement Planner allows you to enter multiple assets for your tax-deferred and taxable investments and analyzes all of your assets together for easy analysis. As seen in Business Week, Barron's, PC Computing, and PC World, this popular Retirement Planner was rated 5 stars by ZDNet (their highest rating) and highly rated by AAII. Continually updated since 1995.

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Added Payment Amortization +

This program is a version of an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. It will run under Win 95, 98, XP, & 2000. By making additional principal payments when paying yourmonthly mortgage, you will reduce the term of the loan and gain equity in your home at a faster pace. If you decide to utilize this method of payment, be sure that the bank or other lending institution credits the amount against the principal of the loan each month. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area and may be useful for advising a client on this method of mortgage payment by demonstrating to them the effect this type of payment has on the term of the loan as well as the total amount of interest paid.

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4Diskclean Gold

Your computer disks are right now full of unwanted, unneeded and junk files that only slow down your PC ,take valuable space and may cause application problems. 4Diskclean Software do a complete clean up at your system keeping it running like new, deleting all sort of files not needed, including temporary data, old backups, duplicated files and DLL's, all files viewed in Web browser and stored in cache, cookies and the history of url's visited. (see complete list below). Free disk space , fix and prevent errors in your system and speed it up with 4Diskclean Software. View charts of disk usage and disk settings to help you make decisions about file removal and completely understand the files and folders that are in your computer. In an easy to use interface with fast searches, very secure and user friendly. (allows creation of ZIP files of all files excluded) . CLEAN WITH A BUTTON CLICK: - Finds and cleans: o Block Spyware and Adware from being installed (1800 items). NEW o Temporary, backup , junk , 0 byte and log files o Clean temporary files and folders in more than 160 popular programs o Auto clean internet explorer cache at browser exit. (NEW) o Internet browser caches and URL history (Internet activities Clean Up). o Eliminate Duplicate dll's and files . o Common temporary folders o Clean all windows shortcuts that do not point to an existing file (desktop / Start Menu) (.lnk files) o Windows list of the last ten opened documents o Empty Typed items in Start-Run , Start-Find , and typed urls in browser with a click. o Empty the Recycle Bin with a click o View and print disk settings. o View disk usage and file allocation with grids and graphics. o Compatible with all Windows versions. o Easy Installer/uninstaller o Very little computer experience is required to run it. o very fast and secure. Principal system files were previously excluded on searches. Allows creation of ZIP files with all files deleted.

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4Diskclean Lite

Your computer disks are right now full of unwanted, unneeded and junk files that only slow down your PC ,take valuable space and may cause application problems. 4Diskclean Software do a complete clean up at your system keeping it running like new, deleting all sort of files not needed, including temporary data, old backups, duplicated files and DLL's, all files viewed in Web browser, caches and history, etc (see complete list below). Free disk space , fix and prevent errors in your system and speed it up with 4Diskclean Software. View charts of disk usage and disk settings to help you make decisions about file removal and completely understand the files and folders that are in your computer. In a easy to use interface with fast searches, very secure and user friendly. (allows creation of ZIP files of all files excluded) . CLEAN WITH A BUTTON CLICK: - Finds and cleans: o Temporary, backup , junk , 0 byte and log files. o Internet browser caches and URL history (Internet activities Clean Up). o Eliminate Duplicate dll's and files . o Common temporary folders o Clean all windows shortcuts that do not point to a existing file (desktop / Start Menu) (.lnk files) o Windows list of the last ten opened documents o Empty Typed items in Start->Run , Start->Find , and typed urls in browser with a click. o Empty the Recycle Bin with a click o View and print disk settings. o View disk usage and file allocation with grids and graphics. o Compatible with all Windows versions. o with help and all the documentation needed to use it immediately. The interface is intuitive. o Easy Installer/uninstaller o Very little computer experience is required to run it. o very fast and secure. Principal system files were previously excluded on searches. Allows creation of ZIP files with all files deleted.

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NetInfo

NetInfo is a collection of 15 different state-of-the-art network tools on a single, easy-to-use interface. Designed from first-hand experience, NetInfo allows businesses to more effectively combat network downtime by allowing network administrators, webmasters, and Internet service providers to more accurately isolate faults, simplify processing of diagnostic data and increase internal network security. NetInfo features: - Displays system IP addresses and MAC addresses. - Displays all local TCP/IP connections and their foreign connection IP address. - Allows you to quickly verify network connectivity to another IP address on the network. - Displays a list of routers between your system and the destination system. - Allows you to perform DNS forward and reverse lookup queries. - Displays information about users currently logged on to a specified server. - Allows you to query contact information for domains registered with a Whois server. - Displays the local time of day for any remote host specified. - Allows you to query the time value from a remote time server and synchronize the time value with your local system clock. - Allows you to view quotations from a remote Quote server. - Displays the HTML header code for any Web page address specified. - Scans for host names for a particular range of IP addresses and displays the state of each IP address in the range. - Lists the available network services (HTTP, Telnet, DNS, SMTP, and so on) for a particular host. - Allows you to verify any e-mail address by simply entering a full user principal name (user@domain.com). - Displays available online tools, how-tos, tips, and news.

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AMSES Plate

FEM analysis and design of reinforced concrete slabs according to Eurocode 2. The program uses enhanced user interface for the geometry and load input. The load is organised in actions (load groups) which are combined in load cases. No special care is needed for mesh, since the mesh is automaticaly generated. Kirchhoff (thin plate theory) internal forces are calculated, principal moments, design moments and reinforcement areas.

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PickStock

PickStock (copyright 2003, Bell Software and Services, Inc.) uses principal components analysis to search out potentially underpriced stocks by analyzing a user-supplied database of historical stock prices. The program is believed to be an implementation of what is known in the financial market modeling community as 'arbitrage pricing theory' (see for example S. Ross, 'The arbitrage theory of capital asset pricing', J. Economic Theory, vol. 13, pp. 341-360, 1976). The theory postulates that a given vector of prices (for example, today's price for a set of stocks) can be explained by a linear combination of underlying economic components. While there is apparently substantial debate in the economic community as to the viability of the arbitrage pricing theory, this application provides a tool to test it out on real data. Who can best make use of this application: It is hoped that any user who can download stock price data into MetaStock text format will find PickStock sufficiently easy to use. Facility in handling text files and importing them into spreadsheets is also a plus. Economists and stock analysts may be able to utilize the program along with a more traditional analysis of economic fundamentals. Scientists, engineers, and students may even be able to tap into the powerful principal components analysis engine that PickStock incorporates by replacing closing prices with arbitrary data (ie. a given 'date' can be associated with one experiment having outputs for each of the 'tickers' with the output values corresponding to the ticker being in the 'close' field).

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