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Free Payment Schedule Downloads

 

Added Payment Amortization +

This program is a version of an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. It will run under Win 95, 98, XP, & 2000. By making additional principal payments when paying yourmonthly mortgage, you will reduce the term of the loan and gain equity in your home at a faster pace. If you decide to utilize this method of payment, be sure that the bank or other lending institution credits the amount against the principal of the loan each month. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area and may be useful for advising a client on this method of mortgage payment by demonstrating to them the effect this type of payment has on the term of the loan as well as the total amount of interest paid.

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Balloon Amortization +

Program Description: BALLOON AMORTIZATION This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win 95, 98, Me, NT4, XP, & 2000. Bankers are currently touting mortgages with a one to five year balloon. What they don't tell you is that the interest is usually based on a 30 year term which, unless you know "THE NUMBERS" can result in a shock to your system. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.

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Biweekly Amortization +

Program Description: BIWEEKLY AMORTIZATION THE BANKERS' SECRET IS REVEALED!!! This program is a version of a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. It will run under Win 95, 98, Me, NT4, XP & 2000. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and are CREDITED THE PAYMENT by the lending institution at the time of payment. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may also be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.

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Loan Amortization +

This program is a version of a standard loan payment schedule that may be used for any type loan where simple interest is the type used. It is not limited to mortgage loans. It will run under Win 95, 98, Me, NT4,XP, & 2000. This program will calculate and print a complete amortization schedule for loans with any term from 1 to 30 years. The amount of interest paid during any calendar year is also calculated for your use at tax time. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may also be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.

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LoanAmortizer Enterprise Edition

Loan operations management application suitable for business use. Can also be very useful in any household with active loans. The program helps you calculate interest rate, loan/mortgage amount (Canadian mortgages as well), number of payments, periodic payment amount and any other loan calculations instantly. It also accommodates actual date and payment amount tracking as well as escrow fees setup and actual collection entries in a manual loan amortization schedule. The program allows loan and payment schedule visualization with regular, early or late payments display as well as annual representation of the loan over the years and loan charts for easier understanding and loan details checking. Once any amortization schedule is prepared it can be saved in a file for future reference, comparison or archive. You can prepare a mortgage amortization schedule with the respective prepaid interest amount and finance charges. The mortgage can also be amortized in decades but paid in months. You can also prepare amortization schedule, view it and print it in virtually no time. LoanAmortizer Enterprise Edition allows you to prepare and print coupons applicable to each payment in a certain amortization schedule and even print your own coupon book by selecting a special uneven printing order. That uneven print order will later let you cut and make your customized payment coupon book. LoanAmortizer Enterprise Edition is one of the few loan amortization and schedule preparation programs that complies with the provisions of the complete U.S. Regulation Z, and especially Appendix J, regarding interest calculation. The program handles multiple amortization methods - Simple (U.S. Rule) and Normal (Actuarial). LoanAmortizer Enterprise Edition can combine any payment frequency with any compounding period. The program supports fiscal year start/end management - this feature allows the users to select the beginning and the end of the fiscal year while printing the amortization schedule

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LoanAmortizer Professional Edition

LoanAmortizer Professional Edition is one of the most functional, most complete and professional financial tools for loan and mortgage amortization and payment schedule preparation that runs on Windows95/98/2000/ME/NT and XP. LoanAmortizer Professional Edition helps you calculate interest rate, loan/mortgage amount (Canadian mortgages as well), number of payments, periodic payment amount and any other loan calculations instantly. Once any amortization schedule is prepared it can be saved in a file for future reference, comparison or archive. You can insert any type of balloon payment anywhere in the amortization schedule or prepare a mortgage amortization schedule with the respective prepaid interest amount and finance charges. The mortgage can also be amortized in decades but paid in months. You can also prepare amortization schedule, view it and print it in virtually no time. LoanAmortizer Professional Edition allows you to prepare and print coupons applicable to each payment in a certain amortization schedule and even print your own coupon book by selecting a special uneven printing order. That uneven print order will later let you cut and make your customized payment coupon book. Canadian Mortgage calculations are also implemented in LoanAmortizer Professional Edition, both for mortgage and regular loans . LoanAmortizer Professional Edition is one of the few loan amortization and schedule preparation programs that complies with the provisions of the complete U.S. Regulation Z, and especially Appendix J, regarding interest calculation. LoanAmortizer Professional Edition handles multiple amortization methods - Simple (U.S. Rule) and Normal (Actuarial). LoanAmortizer Professional Edition can combine any payment frequency with any compounding period. LoanAmortizer Professional supports fiscal year start/end management - this feature allows the users to select the beginning and the end of the fiscal year while printing the amortization schedules.

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LoanAmortizer Standard Edition

LoanAmortizer Standard Edition is one of the most functional and most modern financial tools for loan amortization and payment schedule preparation that runs on Windows 95/98/2000/ME/NT 4 and XP. The program is directed for use by anybody that has an outstanding loan at any financial institution around the world. Using LoanAmortizer Standard Edition, you can solve interest rate, loan amount, number of payments, periodic payment amount and any other loan calculations instantly. You can also prepare amortization schedule, view it and print it in virtually no time. Once any amortization schedule is prepared it can be saved in a file for future reference, comparison or archive. Everything is completed automatically, accurately and is easy and simple to be used and handled. Canadian Mortgage calculations are also implemented in LoanAmortizer Standard Edition, both for mortgage and regular loans. LoanAmortizer Standard Edition is one of the few loan amortization and schedule preparation programs that complies with the provisions of the complete U.S. Regulation Z, and especially Appendix J, regarding interest calculation. LoanAmortizer Standard Edition works multiple amortization methods - Simple (U.S. Rule) and Normal (Actuarial). LoanAmortizer Standard Edition can combine any payment frequency with any compounding period. LoanAmortizer Standard Edition is the most flexible and powerful loan amortization program that is easy to work with. The extensive and informative help documentation makes the work with it not only easy but pleasant too. Loan Amortization The new LoanAmortizer Standard allows a new late fees setup where the late fees can be defined as a percentage of the delayed payment, set as a number or as a percentage of the payment but not exceeding a certain figure. LoanAmortizer Standard Edition has a network supporting functions with file locking module that makes it ideal to work in a Network

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Melody Assistant

Melody Assistant is a powerful score editor with digital audio capabilities. The list of features in this program is so large that it cannot be enumerated here. Let's quote some of them : - Complete score editor, with unlimited number of staves - Tablature calculation for various string instrument - Embedded softsynth - Digital Fx processors - Import and export in many formats. ... and much more. Just give it a try...

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FileMap by BB

Monitor files in your windows and system directories which seem to mysteriously grow over time. Also, secure the system from hijack programs which take control of your browser with phantom files. FileMap by BB lets you take control of the growing number of files on your system by making record lists of those in the Windows, the System, and the C:\ root directories to easily disclose what has been added (or removed).

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iTab Pro QuickNavBar

High-speed, multi-level, scalable topbar navigation for giving a website a truly state-of-the-art professional look. As well as tabs and switchbars, this java menu includes deep multi-level frame-crossing drop-down menus and an optional search interface. Supports: animated multi-state icons, script triggers, DBCS, text shadows, multiple text lines on the tabs, tabs with icons and no text, rollover effects, user-definable colours, & much more.

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SMSDB Mobile SMS platform

Send/receive mobile SMS using GSM phone/modem. Features: A)WebSMS: Embeded WEB Server, granted users can send/receive SMS via Web brower.B)Database Function: No need to modify codes and DB tables, define SMS function for other application:a)Auto Response: Receives SMS, parse, updates/retrieves database, reply SMS automaticaly with excute result;b)Auto Push: Retrieve database on specified time interval, send SMS when match. OEM version available.

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Credit Card Online Validator

The software is designed for those who want to verify the validation of a certain Credit Card. The software needs an Internet connection, so it can connect to the remote servers and send them the request of validation. Up to now, 4 majors card types are supported, they are VISA, MasterCard, American Express and Diner Club International.

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GeigerScript-A-PC

...the one and only type face that looks like it has been written by hand. Type faces often don't work like they were really written by hand. The GeigerScript - type face is really remarkable. It has been established by the fully natural hand-writing of a graphic designer. The GeigerScript-A - type face looks very clearly and is easily and quickly to read. The GeigerScript - type face is an excellent piece of equipment. 4 Fonts

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WebServer

Serving the internet has never been easier. Communications and file sharing simplicity. Webserver with integrated webcam. With webcam integration your friends and family can participate with you closer than ever. Share your photos and MP3s instantly! Comes complete with a series of scripts which enable users to see animated shots from your webcamera and also lets users post files to you!

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