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Budget21.com

Budget21.com is a universal business planner for playing through the future of the company. A Web-based application enables an entrepreneur to prepare rolling budgets or a complete Business Plan. Budget21.com is a novel planning and budgeting tool - business simulator, which helps a manager to perceive better the functioning of his business. It is a software service which helps a decision-maker to foresee and play through "what if" situations. Budget21.com automatically generates solutions to expected economic performance and business situations. The quality of decisions will improve, as the expected situations can be played through in the computer. Thanks to business simulation, the opportunities and objectives of the company become clearer and it is possible to prevent crises and avoid management errors. Budget21.com shows what the cash flows, profitability and financial indicators of the company will be like in the future. It will be easy to determine additional financing needs, select timing for capital expenditures and plan the payment of dividends. The entrepreneur will also learn about the value of his or her company. On the basis of the inputs, Budget21.com will automatically prepare Budgets, Income Statements, Cash Flow forecasts and Balance Sheets, and will use the main financial indicators to characterise the value and profitability of the business in the course of five years, calculating each indicator by months. Budget21.com automatically compiles a full-lenght Business Plan consisting of the strategy and the financial projections. Besides entrepreneurs, Budget21.com is convenient also for bankers who can now use a common Web-based business model together with the loan applicant instead of handling business plans presented on paper. Budget21.com is a 100% Web-based application, the software is used as a service. No software is installed, it is sufficient to have an ordinary Web browser and Internet connection.

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RichOrPoor

RichOrPoor is a software for individuals, families and some small companies to manage and analyze their financial affairs. With over 33 types of reports or charts which can be customized, you will exactly know your assets and liabilities, income and expenses, and also control your budgets and investments. RichOrPoor can manage most aspects of personal financial affairs including cash, common assets, savings, checking, credit cards, liabilities, creditor's rights, loans, investments, insurance, budgets etc. Using RichOrPoor, you can, firstly, accurately record different financial transactions; secondly, arrange different scheduled transactions; thirdly have a well-thought-out plan to set budgets; fourthly master assets and liabilities situation; fifthly grasp and analyze income and expenses; sixthly track and analyze investments.

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LoanAnalyst (Palm OS High Res)

LoanAnalyst helps professionals as well as individual loan seekers analyze the various loan parameters to make an informed loan decision. Packed with several powerful loan analysis features, ability to send loan information via SMS, and save Loan details to files that can be analyzed with MS Excel type of application on Desktop, LoanAnalyst is a must have program for your PDA and Smartphone.

Just enter the Property price, down payment as absolute value or %, Interest rate, Term, and tap to calculate the Payment.
Calculating Property price you can afford, or Rate you are being offered when Payment information is available is also as simple as calculating Payment.
Enter Term as years or months
Calculate Payment as Monthly or Bi-weekly
SMS loan parameters, and calculated value to a friend or client
Support regional number formats for Decimal Point and Thousand Grouping
Supports loans longer than 30yrs e.g. 45yrs, 50yrs For more information on these products visit : http://www.softtrends.com or Send email to : info@softtrends.com

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LoanAnalyst (Sony/Ericsson P800/P900)

LoanAnalyst helps professionals as well as individual loan seekers analyze the various loan parameters to make an informed loan decision. Packed with several powerful loan analysis features, ability to send loan information via SMS, and save Loan details to files that can be analyzed with MS Excel type of application on Desktop, LoanAnalyst is a must have program for your PDA and Smartphone.

Just enter the Property price, down payment as absolute value or %, Interest rate, Term, and tap to calculate the Payment.
Calculating Property price you can afford, or Rate you are being offered when Payment information is available is also as simple as calculating Payment.
Enter Term as years or months
Calculate Payment as Monthly or Bi-weekly
SMS loan parameters, and calculated value to a friend or client
Support regional number formats for Decimal Point and Thousand Grouping
Supports loans longer than 30yrs e.g. 45yrs, 50yrs For more information on these products visit : http://www.softtrends.com or Send email to : info@softtrends.com

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tApCalc Financial tape calculator(Arm & xScale)

tApCalc Finance is a handy financial calculator for Pocket PC. It provides a simulated paper tape that allows users to record calculations and save them for future reference. Paper tape simulation has many advantages. You can start a calculation and continue adding new calculations till you have entered all data, you can edit wrong data in the calculation and recalculate without re-entering all data again. The tape can also be saved as a txt file for editing with other applications such as Pocket Word. In addition to standard calculator functions and memory functions, tApCalc Finance provides a host of other financial functions.
- TVM functions (PV, FV, PMT, i and n). Used for Mortgage payment, loan, Amortization of loan.
- Discounted Cash Flow (IRR,NPV)
- Depreciation using SL, SYD, and DB methods
- Paper tape option to record all calculations that can be saved,edited,rerun without reentering all data again. Greate companion while travelling or making long calculations prone to mistakes
- Save and Beam options to save or send calculations

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QuikCalc Amortization

Mortgage and loan software includes easy to use amortization tables and schedules that allow any interest rate, payment and compounding frequency, including accelerated payments. Includes many reports including annual summaries. See before and after comparisons of your changes. Data file backup and integrated field level popup calculator also included. Also available in two additional versions, QuikCalc Lite Edition that allows you to see the effect of adding, skipping or changing any number of payments, and QuikCalc Personal Edition, that also includes the powerful Loan Manager that allows you to track actual loans, terms, varying interest rates, and payments made and projected.

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QuikCalc Mortgage & Loan Manager Lite Edition

Mortgage and loan software includes the powerful Amortization Schedules Plus! feature that allows you to override, skip or add any number of payments. Includes 14 different Day Count Conventions including 30/360 and Actual/Actual, plus many different Payment Types including Normal, Continually Adjusting Payments, Fixed Principal plus Interest and Interest Only. Compare schedules side-by-side and see before and after results of your changes. Also includes dozens of powerful calculators as well as many reports including annual summaries. Data file backup, integrated calculator. Also available in two additional versions, QuikCalc Personal Edition, that also includes the powerful Loan Manager that allows you to track actual loans, terms, varying interest rates, and payments made and projected, and QuikCalc Amortization, that includes the amortization tables and schedules.

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QuikCalc Mortgage & Loan Manager Personal Edition

Mortgage and loan software includes the powerful Amortization Schedules Plus! feature that allows you to override, skip or add any number of payments. The Loan Management feature allows you to track actual loan terms and varying interest rates, as well as your actual payments made and projected payments. The Loan Manager also allows you to assess late fees and charges and track insurance, taxes, etc. Includes 14 different Day Count Conventions including 30/360 and Actual/Actual, plus many different Payment Types including Normal, Continually Adjusting Payments, Fixed Principal plus Interest and Interest Only. Also includes dozens of powerful calculators as well as many reports including annual summaries. Data file backup, integrated calculator. Also available in two additional versions, QuikCalc Lite Edition, that includes everything except the Loan Manager, and QuikCalc Amortization, that includes the amortization tables and schedules.

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Daily Planner Plus

Daily Planner Plus is a capable, multi-module organizer. It includes a daily planner and a to-do list, as well as standard and loan calculators. You'll also find areas for figuring a home budget, keeping a warranty information database, and storing passwords. You can password-protect each of the modules.

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Financial Helper 2001

Finance Helper 2001 - This program contains the following financial functions: a calculator with loan-comparison capability for various interest rates and term length. Another calculator for determining affordability for mortgage or auto loans, and an actuarial calculator as well as a regular calculator. Finally, there is a budget function to plan out your monthly and yearly budget.

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