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This program is a version of an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. It will run under Win 95, 98, XP, & 2000. By making additional principal payments when paying yourmonthly mortgage, you will reduce the term of the loan and gain equity in your home at a faster pace. If you decide to utilize this method of payment, be sure that the bank or other lending institution
credits the amount against the principal of the loan each month. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area and may be useful for advising a client on this method of mortgage payment by demonstrating to them the effect this type of payment has on the term of the loan as well as the total amount of interest paid.
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Program Description: BIWEEKLY AMORTIZATION
THE BANKERS' SECRET IS REVEALED!!!
This program is a version of a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. It will run under Win 95, 98, Me, NT4, XP & 2000. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and
are CREDITED THE PAYMENT by the lending institution at the time of payment.
Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may also be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.
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Program Description: FINANCIAL STATEMENT+
This program is arranged in a typical lending institution format.Although it may not be in the format required by any given institution it provides all the information necessary for completing an actual financial statement. This form has been accepted as-is by many financial institutions nationwideand is interactive so that data need be supplied only once to complete a statement.
Printouts are professional looking and may be used by financial planners and lawyers in assisting a client to prepare a statement of their financial condition as well as their current income and expenses.
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"FINCALC 5.0" is a Windows program designed to handle differing financial calculations related to investments and lending. The program acts like a loan calculator filling in missing terms and payment information. FINCALC 5.0 will display and print loan amortization schedules considering four types of insurance, miscellaneous fees and charges, and real estate taxes. Calculations for retirement planning and investment annuities are possible. If for example, you need to know the time value of withdrawals given a starting balance, or the amount of money your investment will be worth given a period of time, APR, compounding, and recurring deposit amount, FINCALC 5.0 will make these calculations easy for you. FINCALC 5.0's business calculations are extremely helpful for retailing companies. As an example, you can quickly determine the markup percent, or the cost of an item given the price and markup percent, or the price, given a markup percent and cost. FINCALC has been sold to gift shops, lawyers, bankers, insurance agents, real estate agents, finance companies, car dealers, and retailing companies. It makes no difference whether you are a business or an individual, you can still benefit from using the program. FINCALC has been sold to individuals planning for retirement, or who need loan interest for tax purposes, or who need to manage investments better, or who need to evaluate which loan option is least expensive. If you are involved in analyzing, acquiring, or recommending investments or lending instruments, you can benefit from using FINCALC 5.0.
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"FINCALC 6.0" is a Windows program designed to handle differing financial calculations related to investments and lending. The program acts like a loan calculator filling in missing terms and payment information. FINCALC 6.0 will display and print loan amortization schedules considering four types of insurance, miscellaneous fees and charges, and real estate taxes. Calculations for retirement planning and investment annuities are possible. If for example, you need to know the time value of withdrawals given a starting balance, or the amount of money your investment will be worth given a period of time, APR, compounding, and recurring deposit amount, FINCALC 6.0 will make these calculations easy for you. The investment portion of the program tracks stocks and mutual fund investments and provides up-to-date yield and profitiability information at a glance. FINCALC 6.0's business calculations are extremely helpful for retailing companies. As an example, you can quickly determine the markup percent, or the cost of an item given the price and markup percent, or the price, given a markup percent and cost. FINCALC has been sold to gift shops, lawyers, bankers, insurance agents, real estate agents, finance companies, car dealers, and retailing companies. It makes no difference whether you are a business or an individual, you can still benefit from using the program. FINCALC has been sold to individuals planning for retirement, or who need loan interest for tax purposes, or who need to manage investments better, or who need to evaluate which loan option is least expensive. If you are involved in analyzing, acquiring, or recommending investments or lending instruments, you can benefit from using FINCALC 6.0.
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Excellent database program for cataloguing your slide collection. Include slide thumbnails and full-sized images in the database - see all your slides on your PC. Prepare slideshows, talks and lectures using the light table. Search for slides using simple or complex criteria. Add your own database fields. View a slideshow on your PC. Print slide labels, list reports and contact sheets. This lending library version includes multi-user tracking, event logging, barcoding of labels and barcode scanning for booking slides in and out.
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Excellent database program for cataloguing your slide collection. Include slide thumbnails and full-sized images in the database - see all your slides on your PC. Prepare slideshows, talks and lectures using the light table. Search for slides using simple or complex criteria. Add your own database fields. View a slideshow on your PC. Print slide labels, list reports and contact sheets. This lending library version includes multi-user tracking, event logging, barcoding of labels and barcode scanning for booking slides in and out.
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Music Wizard is the perfect solution for managing your music collection, including CD, MP3, DVD, MiniDisc, Vinyl records, Tapes, DAT and DCC. You can locate songs or records with the powerful search function, and create complete lists of your records sorted by artist, titles or time. If you are lending a record, Music Wizard reminds you if this record is not returned within the defined period.
Another feature is the full MP3 support: Music Wizard is able to scan your harddisk or CDs for MP3 files. The song/artist info is read from the MP3-internal ID3-Tag or (if the MP3 doesn't contain an ID3-Tag) from the filename/path. Once added to your database, you can copy, move, rename or delete MP3 files with powerful functions. Music Wizard Professional can also add, update or delete ID3 Tags (ID3v1 and ID3v2).
Another useful feature is the CD Cover and Label printing. The integrated CD Player shows you the CD and Song information plus the (remaining) time. Additionally can create up to eight individual playlists that are saved to the database. Music Wizard has two record types: album (single artist) and compilation (multiple artists).
Music Wizard supports freedb, this means you can retrieve nearly all CDs from the freedb server and don't have to enter it manually. To save online time, you can create a "batch query list", a batch file that is generated by the internal CD recognition function. If you do not find a CD on the freedb server, you can enter it manually and submit it to freedb.
Another useful option is the Offline CD Archives that you can find on the Music Wizard Homepage. This archives already contains more than 440,000 CD titles. If you e.g. have a huge vinyl record collection, you can search this offline archives for the records and add them to your database.
With the database statistics function, you can e.g. find out what artist has the most songs, the longest playing time and many other interesting functions.
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Canadian Loan Spread Calculator Pro gives you a unique perspective on borrowing money. It automatically displays financial answers on a two dimension grid as you enter or update loan variables. You may easily view grids of loan amounts, interest rates, terms in months, or payment amounts based upon your loan variables.
Canadian Loan Spread Calculator Pro provides the ability to easily calculate loan scenarios based upon variable payment frequency. Offers Daily 365/year, Daily 360/year, Weekly, Biweekly 26/year, Bimonthly 24/year, Monthly, Quarterly, Biannual, and Annual payment periods. Accommodates all of the operating system's regional settings, including the French (Canadian) and English (Canadian). This program is a shareware financial calculator designed for Win9x/ME/NT/2000 systems. It offers integrated help, provides automatic hints, is large and small font compliant, offers Wheatworks Software, LLC's new integrated Upgrade Center for easy, free, online updates, and includes a user-friendly registration system.
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The Woodstock Personal Digital Server (PDS) provides secure P2P MP3 file sharing, remote access, management of your digital music files & playlists, and tunes in to thousands of the best Internet radio stations. The Woodstock PDS's unique, secure, file lending method allows a user to remotely access and lend their digital media files. Now you can listen to your music collection where ever you are. The standard edition is 100% free with no expiration, nothing hidden & no-strings. It also includes a free 30 preview of the Pro version features for ultra-fast CD to MP3 Ripping & CD Burning.
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