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The Budget Planner V3 Pro is a step ahead for home and personal budgeting. Equipped with a comprehensive online learning system, the budget planner runs on auto pilot, you simply add the details and the software will run your budget for you to learn from or live by! Features include a loan and mortgage calculator with 'what-if' multiple scenario planning. Using the compounded interest formula, where the interest is calculated on the monthly balance of the loan, the loan and mortgage calculator performs multiple queries based on your loan, loan term, interest rate and repayment options. Multiple Scenarios option: Based on three different scenarios on a static loan amount, this option allows you to view these scenarios based on varying interest rates and repayment options. Multiple Plan option: Based on the Multiple Scenarios option, this function allows you to have Plan A, Plan B, and Plan C. Each plan may have a different loan amount or you can choose to have the same repayments, loan term and interest rate, or vary all of these functions to provide you with 9 different scenarios. The loans and savings target goal tracker - How your loan affects your home finances. The Loan Tracker will automatically adjust your budget plan according to your loan requirements and repayment options. Savings Calculator and Savings Target Date - Have a target date for your next holiday or purchase? All you need to enter is how often you want to put money aside and the Savings Calculator automatically adjusts your budget for you and re-adjusts when you reach your target date. Due-dates and reminders chart - Add notes, reminders and due dates to your Income and Expense Items. Includes auto-notification facility, notes, reporting and graph modelling, internal web browser, context sensitive online help, auto store functionality and a fully customizable categories menu. Real budgeting, real returns!
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A fast, easy-to-use collection of 33 financial calculators. Includes amortization, loan calculator, balloon, compound/simple interest, bond value & yields, present & future value, annuity, IRR, NPV, budget, net worth. Many more. Adjustable cash flows and rates. Support for: extra and skipped payments or deposits; Rule-of-78's; Canadian type loans; APR disclosure statements; evaluation of loan acceleration scenarios. Payment & compounding periods may be independently set. 10 payment periods: daily, weekly, biweekly, twice monthly, every 4 weeks, monthly, bimonthly, quarterly, semiannually & annually. Additionally, there is support for simple interest and continuous compounding. There is an amortization schedule as well as annuity, future value, present value and rental income schedules. Cash flow amounts & interest rates may be changed over a schedule's term. SolveIT! features a set of Financial Advisors. These are wizard like calculators which take the user through a series of questions. Once the questions are answered, a text answer is produced which provides advice on the best course of action to follow. There are four advisors: Break Even Point, Lease vs. Finance, Loan Comparison and Refinance. The Budget Calculator will produce 12 monthly projected and/or actual budgets. Annual cash flow statements can be prepared. The user can change the category descriptions to meet their needs. The Net Worth calculator produces a personalized net worth statement. Two popular calculators are the Payment Required Calculator and the Affordable House Calculator. The Affordable House looks at cash on hand, income and projected expenses as well as the percentage of income to be allocate toward housing. After considering all these variables, it then calculates an affordable house price. Features extensive online help. All calculators use an intuitive, fill-in-the blank interface. Answer a series of questions & press 'Calc'. There is never a need for programming.
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MoneyProfesor makes it very easy to explore the future value of loans, savings and investments using a variety of 'What If..?' scenarios.
* Add single or repeating payments or withdrawals
* Specify future changes in Interest rates by drawing a graph freehand
* Calculate interest using a variety of common schemes (interest calculated daily, credited monthly etc)
* Create multiple 'Scenarios' as part of a Study, and save the Study to disk as an XML file
* View in a 'Bank Statement' type layout the payments, interest rate changes and interest calculations and payments. Edit these vaules directly in the statement view.
* Extend the Scenario to an arbitrary time in the future to see 'what would happen if...?'
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