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Retirement Planner will help you list your expenses, assets and investments to project your financial needs now through the remainder of your career and into retirement. The program uses simple worksheets for input, allowing you to enter personal data, investment data, assets, income and expenses.
The program automatically compensates for the time value of money, the calculations are internal to the program so you as a user don't need to fill sheet after sheet with complex calculations.
The graphical output projects your net worth on a monthly basis from now to the end of your retirement. The graph is adjusted for all you monthly living expenses, the return on your investments and inflation as well as income taxes and social security payments.
Another graph shows future income vs expenses over the same period of time, revealing any periods where expenses outstrip income, leaving you vulnerable.
The program allows each scenario to be saved to a named file, you can easily develop multiple scenarios and compare the results. You can print the data and graphs for each scenario.
The on-line users manual contains complete, screen by screen instructions on how to use the program as well as an overview of the retirement planning process.
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Powerful tool for every financial professional or investor, offers great possibilities for evaluating business or portfolio performances. - 33 standard financial ratios divided into 5 groups.- Common size financial statements. - One or more, up to almost 3 million standard graphs or diagrams could be generated for presentation in financial reports. - Financial ratios could be compared with standard data published by RMA, Dun and Breadstreet, Prentice Hall. - It is possible to present financial ratios and diagrams for up to 6 real or future time intervals or up to 6 individual companies. - Currency conversions and inflation adjustments can be performed. This easy to use program gives you results rich both in numerical as in graphic presentations.
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Quick. Simple. Visual way to plan your Retirement Savings strategy. Are you saving enough for retirement? Retirement Planner will tell you the answer.
The intuitive one screen design will help you develop a savings strategy to reach your retirement income goals. The easy-to-read Principal Graph shows you your growing savings balances. The Income Graph clearly shows you in red if you cannot meet your specified retirement income goal. It's that easy. This software works with all types of retirement plans and assets including 401(k), IRA, 403(b), 457, SIMPLE, and any other defined contribution plan.
"It is one of the most helpful, and easy to use, pieces of retirement planning software I've seen. Thanks." R. Gibson
Retirement Planner makes planning easy by combining all of your retirement assets, savings, and variables into one simple program and includes: Current Age Retirement Age Annual Salary Estimated Annual Raise Retirement Income Goal (in Today's Dollars) Tax Deferred Investments - Current Balance Tax Deferred Investments - Annual Contribution Tax Deferred Investments - Company Match Tax Deferred Investments - Annual Return Taxable Investments - Current Balance Taxable Investments - Annual Contribution Taxable Investments - Tax Bracket Taxable Investments - Annual Return Pension - Annual Amount Pension - Start Age Return During Retirement Estimated Annual Inflation Social Security Estimate Retirement Planner allows you to enter multiple assets for your tax-deferred and taxable investments and analyzes all of your assets together for easy analysis.
As seen in Business Week, Barron's, PC Computing, and PC World, this popular Retirement Planner was rated 5 stars by ZDNet (their highest rating) and highly rated by AAII. Continually updated since 1995.
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Financial Advisor provides an extensive, yet easy to use collection of financial tools and calculators aimed at both home and professional users.
Features include: Mortgage and Retirement Analysis, Personal Budgeting, Investment & Savings calculations, Annuity calculations, Future & Residual Value calculations, Planning for your children's education, Interest rate conversions, Inflation rate calculations and more.
Mortgage Advisor allows you to calculate and analyze your mortgage. Learn how to pay off your mortgage quicker and save money at the same time, view detailed schedules and graphs of your mortgage over time, or perform "What if" calculations.
Retirement Advisor allows you to analyze your financial situation with regards to retirement. Many people don't realize how important planning for retirement is until it's too late. Retirement Advisor provides an easy way to start planning now. Just specify your retirement needs and current savings plan. Retirement Advisor will analyze your situation to see whether it meets your retirement needs and advise you of any additional savings required.
With so many everyday expenses involved in running a household it is essential to plan ahead by creating a monthly budget. Budget Advisor makes keeping track of your budget quick and easy. You can use existing budget categories and items or create your own. Budget Advisor allows you to see whether you're budgeting effectively by providing detailed reports and a graphical breakdown of your budget.
Financial Advisor also allows you to calculate the value of investments and savings over time, perform "What If" calculations, calculate Future Values, Annuities, the residual value of a loan or plan for your children's education. You can also perform interest rate conversions, see the effect of inflation on your money, or get tips on how to retire rich.
Financial Advisor can even generate lottery tickets (for when all else fails :)
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A powerful personal financial planning and budgeting tool. Dynamic dual-chart display. Easy-to-see spin controls to adjust all parameters. Instant visual feedback on all your changes. Optimize your expenditure based on current income data. Synchronize this with your budget total. Adjust parameters for income, interest, tax and inflation rates and see your budget rescale instantly. Now Graphic Accounts takes the tedium out of budgeting!
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The top rated J and L Financial Planner is a financial planning software program that allows you to create simple or complex financial scenarios based on financial events through out your life. It makes your financial planning easy. You create the scenario based on your current financial status and future financial events. The J and L Financial Planner executes your scenario and displays the effects on your net worth through out a selected time span. Two of the main features of the program is the addition of a Monte Carlo Analysis, a Historical Return Analysis, and a Rule 72t calculator. The output is displayed in a text format that shows the yearly effects on up to 50 accounts, including investment, tax free, retirement, asset and equity accounts. The output may also be presented with bar, line and pie graphs. The program can create a scenario based on mortgage, loan, credit card debt, withdrawal, deposit, and transfer events. The program incorporates MRD(Minimum Required Distributions) as well as Revenue Code Section 529 ( College Investment Savings) into the scenarios. The program incorporates up to 5 separate budgets and the ability to track individual budget items. Each event has an option to be adjusted yearly for inflation or a separate yearly adjustment rate. There are many screen and printed reports.
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A set of financial planning tools to aid you in making those important financial decisions like loans, mortgages, refinancing, credit card debt payoff as well as other easy to use tools.The set contains the following tools -- A detailed mortgage calculator, a mortgage refinancing analysis, an accelerated mortgage payment analysis, a loan calculator, an inflation calculator, a Taxes / Inflation / Investment calculator, a trade-off analysis, an effective rate calculator, a Rule 72t calculator and, and a credit card debt payoff analysis.
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PresenTense Server is an RFC standard multi protocol time server supporting the latest NTP4 standard. You can use PresenTense Server to synchronize your PC to a primary time source such as an atomic clock on the internet or an inhouse GPS reciever and offer time services to clients on your local area network. Most leading GPS and Radio hardware clocks are supported via the serial port. Supports Free Run - accurate time if reference clock fails.
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Computer Lock Up utility enables to lock computer access quickly and efficiently by means of password protection at the time the user is absent. The program can work in two modes of computer locking: standard and transparent. The computer locking can be initiated by pressing the special hot key or by double-clicking the program icon. The program also maintains the hidden mode in which the fact that the program has been launched is concealed.
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Resizer XT is a smart VB form resizer without code. It acts as a standard proportional resizing control by just adding it to your form. In advanced mode, Resizer XT provides intelligent rule based resizing. Individually adjust the size, position anchoring and font of each control on your form based on rules you set. Include or exclude controls from the resize process. Fully customizable with events, methods and properties. Supports SSTAB control.
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News Rover is a Usenet news reader that features a built-in search service for finding files in any Usenet newsgroup. Just enter keywords and News Rover will find matching files in any newsgroup. News Rover is the ideal tool for downloading MP3 music files, JPG pictures or full-length movies. News Rover includes a built-in RAR/PAR processor for handing RAR file posts. News Rover also has a JPG picture gallery and file encryption.
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Search any website and kill popups with this powerful search toolbar. With etcetera, you can search hundreds of websites or add your own through a wizard. etcetera is the most powerful search toolbar and popup killer software available.
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EugeneShredder is a file wipe utility. With EugeneShredder you can easily wipe sensitive files from your hard disk. EugeneShredder has three security levels. You can use simple file deletion (as in Windows), wipe files with single pass wiping and also use most secure NSA erasure algorithm.
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Your computer is tracking all your activities. Every time you browse Internet, your activities are recorded by your own computer with your browser (like IE). Whether you're a business person who doesn't want colleagues to know what web sites you've visited, a student or a home user who wants to keep your history of files, videos, and music private, Internet Utility - Privacy Protector provides the tools that you need.
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