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Retirement Planner

Retirement Planner will help you list your expenses, assets and investments to project your financial needs now through the remainder of your career and into retirement. The program uses simple worksheets for input, allowing you to enter personal data, investment data, assets, income and expenses. The program automatically compensates for the time value of money, the calculations are internal to the program so you as a user don't need to fill sheet after sheet with complex calculations. The graphical output projects your net worth on a monthly basis from now to the end of your retirement. The graph is adjusted for all you monthly living expenses, the return on your investments and inflation as well as income taxes and social security payments. Another graph shows future income vs expenses over the same period of time, revealing any periods where expenses outstrip income, leaving you vulnerable. The program allows each scenario to be saved to a named file, you can easily develop multiple scenarios and compare the results. You can print the data and graphs for each scenario. The on-line users manual contains complete, screen by screen instructions on how to use the program as well as an overview of the retirement planning process.

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Budget21.com

Budget21.com is a universal business planner for playing through the future of the company. A Web-based application enables an entrepreneur to prepare rolling budgets or a complete Business Plan. Budget21.com is a novel planning and budgeting tool - business simulator, which helps a manager to perceive better the functioning of his business. It is a software service which helps a decision-maker to foresee and play through "what if" situations. Budget21.com automatically generates solutions to expected economic performance and business situations. The quality of decisions will improve, as the expected situations can be played through in the computer. Thanks to business simulation, the opportunities and objectives of the company become clearer and it is possible to prevent crises and avoid management errors. Budget21.com shows what the cash flows, profitability and financial indicators of the company will be like in the future. It will be easy to determine additional financing needs, select timing for capital expenditures and plan the payment of dividends. The entrepreneur will also learn about the value of his or her company. On the basis of the inputs, Budget21.com will automatically prepare Budgets, Income Statements, Cash Flow forecasts and Balance Sheets, and will use the main financial indicators to characterise the value and profitability of the business in the course of five years, calculating each indicator by months. Budget21.com automatically compiles a full-lenght Business Plan consisting of the strategy and the financial projections. Besides entrepreneurs, Budget21.com is convenient also for bankers who can now use a common Web-based business model together with the loan applicant instead of handling business plans presented on paper. Budget21.com is a 100% Web-based application, the software is used as a service. No software is installed, it is sufficient to have an ordinary Web browser and Internet connection.

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WebPicker

WebPicker is a Windows application that helps you collect, manage, and distribute web information while you surf the Internet. Each time you find a web page, or a portion of a page, that you wish to keep for future reference, simply save it to the WebPicker library. With a single click, you save all of the images, text, tables, Java applets, videos, Flash files, and other web page elements. WebPicker is fully integrated with Internet Explorer, so you don't have to learn a new browser to capture and manage web pages. The built-in browser, however, is worth learning. It lets you generate a note that you can attach to the page, do web page editing, or discard the page. WebPicker's advanced HTML editor lets you work in a visual environment, or tinker directly with the HTML source code. You can modify and redesign the web information to suit your needs. It's easy to manage your data. Using an Explorer-like interface, you can keep track of all of the information that you've captured from the Internet. With simple drag and drop operations, you can cut, paste, and group information. Keeping, sharing, and reading Internet data is as easy as moving files in an Explorer tree. Turn information and graphics into a CHM help file, and share your collection of information with anybody who has Windows installed. You can also export your saved web pages to folders or files, for display on handheld computers. It's simple to save information as an ebook, and share it as a self-running EXE file. Whether you're a business person who needs to research and study competitors' web sites, a student who needs to perform in-depth research for a school project, or a hobbyist who wants to save information about sports figures or Hollywood performers, WebPicker has the tools that you need.

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God's Forgiveness Screen Saver

Our understanding of the forgiveness of all of our sins - past, present, and future - is central to our experience of freedom in Christ. When Jesus declared, "It is finished!" from the cross, He was proclaiming that He had dealt with sin on our behalf once and for all. The Book of Hebrews teaches us that without a continual recognition in our hearts of the fact that our sins have been forgiven, we are doomed to repeat the same sins over and over again (Hebrews 10:1-18). This screen saver will serve to continually remind you of God's forgiveness and its characteristics: His forgiveness is a blessing, purifying, redeeming, tender, life-giving, awe-inspiring, gracious, healing, lasting, liberating, accomplished, and patient.

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D3D Chess

Beautifully designed for the best comfort of playing and learning chess, this full D3D chess board will attract a large variety of players. The board and the pieces seem to be finely carved from the same precious woods as the interior of some prestigious British cars. Most beginners will enjoy the Save and Replay features and the complete well illustrated documentation. A chess clock and an emulation of ELO levels will give more expert players the opportunity to compete in a close to tournament atmosphere with the computer or with another human player. Many options are available to create a playful ambience. The chess board can be seen from all sides and inclination and in three different graphic environments with or without sound effects and reflection of the pieces on the board. This game will grow as the skills of the players do since the TLK games guarantee, for the registered version of this game only, FULL LIFE LONG SUPPORT and FREE OF CHARGE UPDATING of all future versions by downloading from TLK GAMES site.

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Dynamic Biorhythms

Dynamic Biorhythms is an advanced multilingual tool for the analysis, forecast and comparison of biorhythms cycles of any person. Besides, the software will provide you with a plenty of additional information such as: Moon phase graphics for each date with the Lunar day descriptions; a Zodiac and Chinese Zodiac signs for each date and person - also with the context-sensitive descriptions; Integrated I-Ching hexagram builder - for each biorhythms state with readings. Sun Rise and Set Times, Moon Rise and Set Times. Inclusion of ICQ facilities will allow you to easily find new friends and maybe someone special compatible with you by Biorhythms and Horoscope. Don't miss this feature, use it right now! The messages exchange, new ICQ users registration and ability to change own information is also supported now. You may skip the searching for the information from different sources about your compatibility with somebody else. You can simply switch Dynamic Biorhythms into the Compatibility mode to see your biorhythms compatibility as well as horoscope compatibility - with the detailed percentage chart. Easy-to-use navigation calendar lets you to scroll the biorhythms graphics through the years in any direction. Dynamic Biorhythms allows to generate various types of reports for the further printing. For instance: biorhythms state report of any number of persons for any period of time (up to 10 years) directly in the HTML format, Compatibility Report with the preview capability etc. Dynamic Biorhythms has a rich set of behavior / appearance options, you can easily adjust any one them to your needs and taste. Fully customizable Horoscope compatibility options allows you to control all the comparison aspects. Dynamic Biorhythms comes with the database which contains over 3700 celebrities birthdays(profiles). You can browse database, search, add new profiles, edit etc.

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Secret Chamber

Long ago, the great King was blessed with divine wisdom. He invented every modern wonder of our time, and concealed these treasures for future generations. Now it is time to discover his amazing inventions...hidden deep in the SECRET CHAMBER...But the King protected his treasures with a complex series of jeweled locks and mechanical scarab servants. Solve the ancient puzzle, unlock the countless rooms hidden below ground, and discover the wonder of the King's genius before the scarabs can stop you. Good luck. Three game modes bless the player: Story Mode, Puzzle Mode and Survival Mode. Story mode tells the whole story, with treasures to be earned for each of its thirty levels. Don't be fooled, the scarabs may keep you from earning a treasure. Puzzle mode is for the player who wants a challenge but without time limits. Spend as much time as you want. Survival mode is for the player who likes extreme challenge. Each time you play is a different set of puzzles. Infinite game-play for those who purchase the game. We've introduced our new save game functionality in Secret Chamber for those who like to play for hours and return where they left off.

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PrintSniffer

PrintSniffer is a software that allow system administrator to monitor and control printing in their corporate network. Versatile logging and reporting features allow for a clear view of what is being printed, how much paper is consumed, etc. In order to avoid vast printing expenses system administrators can setup alerts for themselves and finally limit employee's ability to print larger documents. Unless PrintSniffer is setup to limit printing, it works in undercover mode and cannot be detected. Future versions of PrintSniffer will allow to take into consideration contents of the documents printed and thus prevent employees from printing classified company's information and taking it home. In real-time PrintSniffer displays the following information about printing jobs

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SpamWeed Anti-Spam Filter

SpamWeed is an innovative spam filter for all POP3 email clients (Outlook, Outlook Express, Eudora, Incredimail, Pegasus Mail and others). It uses a combination of statistical classification, ID-tracking and other state-of-the-art technologies. SpamWeed can block over 95% spam instantly with almost no false positives. Emails classified as spam are placed in a quarantine area and can be safely retrieved or deleted. Auto-learning feature further increases detection accuracy by analysis of users' correspondence. The program can even neutralize all current and future email viruses. While it's powerful and intelligent, it's also very easy to install and requires almost no maintenance. Your time is precious, let SpamWeed handle all those annoying junks.

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Repeat Dialer

If an important number happens to be busy, this application will recheck that number repeatedly for availability, for up to a user-set number of minutes. You simply press the dial button and provide the telephone number you want to call. If the line becomes free, you'll hear the ring signal. Just pick up your phone and start talking. You may also set the program to redial on ring signals too. This feature can be used for radio contests and call-in television voting. A good example is the very popular FOX television show "American Idol". Every successful call made is counted as a vote. Once the call is completed, the call will be disconnected and the number will be redialed again. This program will also work on other popular Reality TV shows like "I'm a Celebrity - Get Me Out of Here!", "Married by America" and other future reality television shows. The Repeat Dialer can make about 500 calls per hour. You can add a second modem to double the amount of calls. Up to 16 modems can be used.

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