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Personal Finance Calculators which provide quick answers to your financial questions in the privacy of your own home or office. Future Value of an Investment provides an amount specifying the future value based on periodic, fixed payments and a fixed interest rate. Payments determine the total payment, total interest payment, and a breakdown of payments for a given period of an annuity based on periodic, fixed payments and a fixed interest rate. Three methods of Depreciation are offered, the double-declining balance method, the straight-line method, and the sum-of-years digits method. Interest Rate determines the interest rate per period for an annuity. Internal Rate of Return determines the interest rate received for an investment consisting of payments and receipts that occur at regular intervals, or financed at different rates.
FinancialPak features complete resolution independence so you can work in 640x480, 800x600, 1024x768 or any resolution you desire. FinancialPaks color independence reflects the appearance of your desktop.
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Financial Advisor provides an extensive, yet easy to use collection of financial tools and calculators aimed at both home and professional users.
Features include: Mortgage and Retirement Analysis, Personal Budgeting, Investment & Savings calculations, Annuity calculations, Future & Residual Value calculations, Planning for your children's education, Interest rate conversions, Inflation rate calculations and more.
Mortgage Advisor allows you to calculate and analyze your mortgage. Learn how to pay off your mortgage quicker and save money at the same time, view detailed schedules and graphs of your mortgage over time, or perform "What if" calculations.
Retirement Advisor allows you to analyze your financial situation with regards to retirement. Many people don't realize how important planning for retirement is until it's too late. Retirement Advisor provides an easy way to start planning now. Just specify your retirement needs and current savings plan. Retirement Advisor will analyze your situation to see whether it meets your retirement needs and advise you of any additional savings required.
With so many everyday expenses involved in running a household it is essential to plan ahead by creating a monthly budget. Budget Advisor makes keeping track of your budget quick and easy. You can use existing budget categories and items or create your own. Budget Advisor allows you to see whether you're budgeting effectively by providing detailed reports and a graphical breakdown of your budget.
Financial Advisor also allows you to calculate the value of investments and savings over time, perform "What If" calculations, calculate Future Values, Annuities, the residual value of a loan or plan for your children's education. You can also perform interest rate conversions, see the effect of inflation on your money, or get tips on how to retire rich.
Financial Advisor can even generate lottery tickets (for when all else fails :)
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The Markosoft Interest Calculator was originally designed as to tool to be used by accountants and bookkeepers for easily calculating daily interest. Shortly after its initial release, several additional interest calculation features were added to the program including the ability to calculate payment amounts, length of loans, and savings interest.
With the addition of printable amortization schedules and some enhanced reporting capabilities, it became apparent that the Interest Calculator was more than just a tool for accountants and that the application could be used by virtually anyone to effortlessly obtain useful savings, loan, and interest information on a day to day basis.
For example, wouldn't it be great if you knew how much the monthly payment on a $25,000 car would be before you decided to shop for one? Or, if you paid an extra $100 a month on your house payment, how much sooner would you be able to pay it off?
The Interest Calculator is capable of answering these questions and more. It can calculate the interest earned on savings accounts and print detailed amortization schedules. It is easy, fun to use, and effective in calculating the interest on all of your accounts.
For a limited time, Markosoft is offering the new Palm Pilot Interest Calculator with your purchase absolutely free! The Palm OS version contains all of the key features of its Windows counterpart, so you can now perform interest calculations virtually anywhere you go.
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MoneyProfesor makes it very easy to explore the future value of loans, savings and investments using a variety of 'What If..?' scenarios.
* Add single or repeating payments or withdrawals
* Specify future changes in Interest rates by drawing a graph freehand
* Calculate interest using a variety of common schemes (interest calculated daily, credited monthly etc)
* Create multiple 'Scenarios' as part of a Study, and save the Study to disk as an XML file
* View in a 'Bank Statement' type layout the payments, interest rate changes and interest calculations and payments. Edit these vaules directly in the statement view.
* Extend the Scenario to an arbitrary time in the future to see 'what would happen if...?'
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Discounted Cash Flow Analysis Calculator performs a quick analysis of 14 cash flow series with 5 different discount rates per series.
For each of 14 cash flow series, Discounted Cash Flow Analysis Calculator performs the following calculations: Initial Investment, Smallest Cash Flow, Largest Cash Flow, Cash Flow Range, Average Cash Flow, Number of Cash Flows, Undiscounted Sum of Cash Flows, Internal Rate of Return (IRR), Undiscounted Payback Period.
Simultaneously, for each of five, user-defined, discount rates associated with each of the 14 cash flow series, Discounted Cash Flow Analysis Calculator provides: Net Present Value (NPV), Net Future Value (NFV), Net Uniform Series (NUS), Modified Internal Rate of Return (MIRR), Present Worth Cost, Present Worth Revenue, Benefit/Cost Ratio, Present Value Ratio.
Discounted Cash Flow Analysis Calculator is designed for these Windows operating systems: 95, 98, ME, NT4, 2000, XP Home and XP Professional systems. With integrated help, a glossary of Cash Flow Analysis Terms, automatic hints, and an integrated Upgrade Wizard for easy, online updates, Discounted Cash Flow Analysis Calculator is a powerful, user-friendly financial calculator.
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Future Value of Savings Calculator is a comprehensive annuity calculator which displays results on a spreadsheet-like grid as you enter or update financial variables. Future Value of Savings Calculator allows you to enter a beginning balance, regular payment amount, start and end dates, annuity type (regular or due), interest rate, payment frequency and compounding frequency. All results are automatically updated as you change the values in the white edit boxes or click on the radio buttons. Future Value of Savings Calculator is designed for Win9x/ME/NT/2000/XP systems. It offers integrated help, provides automatic hints, is large and small font compliant, offers Wheatworks Software, LLC's new integrated Upgrade Center for easy, free, online updates, and includes a user-friendly registration system.
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The MoneyToys - Future Value of Savings Calculator offers a clear perspective on saving money by automatically displaying future values on a 2-dimension grid as you enter or update your investment variables. The range of values on the results grid's axes is easily configured by clicking on groups of radio buttons which allow you to set your own range of values displayed on the grid.
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