 |
Belief in a God who created all that we see and who created us in His image is one of the core foundations of our faith. "In the beginning God created the heavens and the earth....And God created man in His own image,.... (Genesis 1:1, 27a)" This screen saver will remind you of this foundation of your life in God. Each scene displayed by the screen saver declares one of the attributes of our Creator: He is eternal, glorious, invisible, mighty, powerful, praiseworthy, satisfying, self-revealing, empowering, strong, well-pleased, and worthy! Each attribute is supported by a verse of Scripture which demonstrates that attribute as being shown by God's creation.
christian screen savers christian screensavers screen saver screensaver screen savers screensavers bible jesus christian bible jesus christian biblical biblical scripture scripture scriptural scriptural desktop utility creator
|
|
|
 |
Einstein's General Theory of Relativity demonstrates that a large mass can deform spacetime and bend the path of light. So, a very massive object, such as a cluster of galaxies can act as a gravitational lens. When light passes through the cluster from an object lying behind it, the light is bent and focused to produce an image or images of the source. The image may be magnified, distorted, or multiplied by the lens, depending upon the position of the source with respect to the lensing mass. The characteristics of the gravitationally lensed image depend upon the alignment of the observer, the lens and the background object. If the alignment is perfect, the resulting image is an Einstein Ring. With this program, one can draw images to see the effect of gravitational lensing. You can easily test the effects of several parameters by changing them and redrawing the image.
gravitational lens lensing gravitation astrophysics einstein bend light quasar galaxy software draws images see effect gravitational lensing
|
|
|
 |
Excel Class .NET is a powerful .NET component with over two hundred useful functions to assist in exchanging data between Excel and .NET and much more! Included in the download is a sample Visual Basic .NET project which demonstrates the power of Excel Class .NET. Download it now and see for yourself how your programming time can be cut down drastically with this handy control!
activex excel vb visual basic ocx com ole xls component net component exchanging data between net ms excel
|
 |
Excel OCX is a powerful ActiveX Control with over two hundred useful functions to assist in exchanging data between Excel and Visual Basic and much more using COM technology! Included in the download is a sample Visual Basic project which demonstrates the power of Excel OCX. Download it now and see for yourself how your programming time can be cut down drastically with this handy control!
activex excel vb visual basic ocx com ole xls component activex control exchanging data between vb ms excel
|
 |
This program is a version of an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. It will run under Win 95, 98, XP, & 2000. By making additional principal payments when paying yourmonthly mortgage, you will reduce the term of the loan and gain equity in your home at a faster pace. If you decide to utilize this method of payment, be sure that the bank or other lending institution
credits the amount against the principal of the loan each month. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area and may be useful for advising a client on this method of mortgage payment by demonstrating to them the effect this type of payment has on the term of the loan as well as the total amount of interest paid.
personal finance mortgage loan amortization compare loans software shareware added payment reduce term ofa loan lower interest program runs under win 95 98 me xp
|
 |
Program Description: BALLOON AMORTIZATION
This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win 95, 98, Me, NT4, XP, & 2000. Bankers are currently touting mortgages with a one to five year balloon.
What they don't tell you is that the interest is usually based on a 30 year term which, unless you know "THE NUMBERS" can result in a shock to your system.
Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.
personal finance mortgage loan amortization compare loans software shareware balloon amortization demonstrates effect reducing initial payments
|
 |
Program Description: BIWEEKLY AMORTIZATION
THE BANKERS' SECRET IS REVEALED!!!
This program is a version of a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. It will run under Win 95, 98, Me, NT4, XP & 2000. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and
are CREDITED THE PAYMENT by the lending institution at the time of payment.
Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may also be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.
personal finance mortgage loan amortization compare loans software shareware biweekly amortization demonstrates effect reducing term interest amount loan
|
 |
Program Description: GROWING MONEY
This program is a version of an analysis of the effect of savings. It will run under Win 95, 98, Me, NT4, XP, & 2000. This program demonstrates the effect of interest compounding for monthly, annual, and one-time deposits for any rate of return or deposit amount. Parents and guardians should make this information available to there young charges to impress upon them that the earlier and more they start saving money for their future, the less they will have to contribute to their retirement in later years in order to have money available for college education and to meet retirement goals.
Printouts are professional looking and may be used by financial planners, parents, guardians, and advisors to assist young people in meeting their goals.
personal finance time-value of money pension retirement retire annuitization software shareware program version analysis effect savings
|
 |
Program Description: This program is a compendium of 8
mortgage type programs.They include:
1. Addedpmt.EXE - A program illustrating the effect of
additional payments for reducing interest
paid and the term of a loan.
2. Balloon.EXE - A program that explores the use of this
type mortgage.
3. Biweekly.EXE - This program calculates and displays the
reduced loan period with this type
mortgage.
4. 1530mtge.EXE - A program that displays and lists the
advantages and pitfalls of using this
type of financing.
5. Loanamor.EXE - This program is a standard amortization
schedule which displays annual interest
paid for your use at tax time. It Can
also be used for any simple interest
loan with multiple payment periods.
6. Maxmtge.EXE - A mortgage qualifier for either a fixed-
rate or variable-rate mortgage. It shows
how large a mortgage you qualify for.
7. Refinanc.EXE - This program demonstrates advantages
to refinancing your existing mortgage.
Conditions under which you should
consider refinancing are presented.
8. Varimtge.EXE - You can use this program to either
investigate or track a variable-rate
mortgage or to project the payout of
this type mortgage.
personal finance mortgage loan amortization compare loans software shareware added payment compendium 8 mortgage programs
|
 |
Program Description: This program is a compendium of 8
personal finance type programs. They include:
1. Anpenpay.EXE - This program demonstrates the length of time
an annuity or a pension payout will last
conditioned on the amount of monthly payments
to you and the interest that will be earned
on the balance.
2. Autoloan.EXE - These calculators may be used to compare loan
types, proposed "deals" and periods of
financing as well as the effects of various
interest rates.
3. Finastmt.EXE - This is a standard personal financial
statement that is widely accepted in by
banking and mortgage lender institutions.
4. Growmony.EXE - You may be overwhelmed by this time-value
of money invested analysis.
5. Porteval.EXE - Track your investments in stocks, bonds,
or mutual funds with this program.
6. Portfund.EXE - This program gives you a place to input
the financial data for a given stock so that
you might better forecast its performance.
7. Retirinv.EXE - You can calculate the amount of money you
need to be investing monthly to provide a
monthly withdrawal supplemented by Social
Security, pensions, annuities or other
income sources.
8. Savpengr.EXE - This program will calculate a complete
annuitization schedule for regular deposits
over a duration of up to 40 years.
personal finance aoto loan pension retirement retire portfolio stock financial statement software shareware program compendium 8 personal finance type programs
|
|
|
