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Budget21.com is a universal business planner for playing through the future of the company. A Web-based application enables an entrepreneur to prepare rolling budgets or a complete Business Plan.
Budget21.com is a novel planning and budgeting tool - business simulator, which helps a manager to perceive better the functioning of his business. It is a software service which helps a decision-maker to foresee and play through "what if" situations. Budget21.com automatically generates solutions to expected economic performance and business situations. The quality of decisions will improve, as the expected situations can be played through in the computer. Thanks to business simulation, the opportunities and objectives of the company become clearer and it is possible to prevent crises and avoid management errors.
Budget21.com shows what the cash flows, profitability and financial indicators of the company will be like in the future. It will be easy to determine additional financing needs, select timing for capital expenditures and plan the payment of dividends. The entrepreneur will also learn about the value of his or her company.
On the basis of the inputs, Budget21.com will automatically prepare Budgets, Income Statements, Cash Flow forecasts and Balance Sheets, and will use the main financial indicators to characterise the value and profitability of the business in the course of five years, calculating each indicator by months. Budget21.com automatically compiles a full-lenght Business Plan consisting of the strategy and the financial projections.
Besides entrepreneurs, Budget21.com is convenient also for bankers who can now use a common Web-based business model together with the loan applicant instead of handling business plans presented on paper.
Budget21.com is a 100% Web-based application, the software is used as a service. No software is installed, it is sufficient to have an ordinary Web browser and Internet connection.
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Full checkbook accounting capabilities with budgeting, summary, balance, reconcile screens, plus graphs and tables let you manage your money and shows where your money is going. Transactions for any month can be pasted into future months and shows your future checkbook balance. The Quick Save feature lets you put money aside for future expenses in Quick Accounts and then Quick Deposit it back into your account balance at a later time. Credit card tracking shows balances, charges, payments, interest and summary for any 12 month period and shows your total credit card debt. Drop down lists selects the information displayed in the bar graph. Move from month to month by clicking on tabs or selecting a month and year. Transaction filtering makes finding and viewing selected transactions easy and the tagging features lets you view summary information and copy and paste into future months. Store up to 200 transactions per month and up to 20 credit cards. Free form monthly notes section for keeping track of any comments or business interaction. Other features include auto check number insertion, calendar and reference numbers that you can write on your statements to track them.
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With so many everyday expenses involved in running a household it is essential to plan ahead by creating a monthly budget. Without some form of budgeting you will almost certainly spend more each month than you intended.
Budget Advisor allows you to take control of your monthly budget and keep track of your money. No more wondering where your money went each month - Budget Advisor will give you a detailed breakdown of your spending.
It allows you to break up your budget into different categories, each of which may contain different budget items. You can use existing categories and item or you can create your own. You can then enter your budgeted expenses for the month to calculate a total monthly budget.
At the end of the month you can enter your actual expenditure. Budget Advisor provides detailed reporting and graphs of what you have budgeted against what you actually spent allowing you to see whether you have been budgeting effectively. All reports and graphs can be printed out allowing you to keep written records.
Budget Advisor includes a duplicate feature allowing to you duplicate budget items across more than one month. This means that you don't have waste time entering the same expenses every month. Just duplicate an expense once and save time.
Budget Advisor will also allow you to import your previous years budget each year so that you don't have to start building your budget from scratch.
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Financial Advisor provides an extensive, yet easy to use collection of financial tools and calculators aimed at both home and professional users.
Features include: Mortgage and Retirement Analysis, Personal Budgeting, Investment & Savings calculations, Annuity calculations, Future & Residual Value calculations, Planning for your children's education, Interest rate conversions, Inflation rate calculations and more.
Mortgage Advisor allows you to calculate and analyze your mortgage. Learn how to pay off your mortgage quicker and save money at the same time, view detailed schedules and graphs of your mortgage over time, or perform "What if" calculations.
Retirement Advisor allows you to analyze your financial situation with regards to retirement. Many people don't realize how important planning for retirement is until it's too late. Retirement Advisor provides an easy way to start planning now. Just specify your retirement needs and current savings plan. Retirement Advisor will analyze your situation to see whether it meets your retirement needs and advise you of any additional savings required.
With so many everyday expenses involved in running a household it is essential to plan ahead by creating a monthly budget. Budget Advisor makes keeping track of your budget quick and easy. You can use existing budget categories and items or create your own. Budget Advisor allows you to see whether you're budgeting effectively by providing detailed reports and a graphical breakdown of your budget.
Financial Advisor also allows you to calculate the value of investments and savings over time, perform "What If" calculations, calculate Future Values, Annuities, the residual value of a loan or plan for your children's education. You can also perform interest rate conversions, see the effect of inflation on your money, or get tips on how to retire rich.
Financial Advisor can even generate lottery tickets (for when all else fails :)
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Always know exactly how much you have left to spend. Instantly know the impact of every spending decision. Automatically do all your home budget tracking. Effectively manage credit card spending. Create an easy to use household budgeting plan. Recover 10% a month from your income from hidden spending. Have multiple budget plans open (great for extended families). View income and expenses on the same screen. Built-in calculator. View your budget progress with a colorful graphchart. Graph your progress and print, save, report features. Detailed reporting of what you have budgeted against what you actually spent. No need to re-enter regular occurrences every month. Allows you to import your previous years budget. Adjust your budget as your circumstances change.
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ExpenseIT is an accounting system that tracks shared expenses among couples, roommates and others who share a household. This colorful and easy to use application lets you enter receipts and share their responsibility among multiple individuals--splitting an expense equally, charging it to one person, or using a custom percentage. ExpenseIT maintains a running total of "who owes who what," and lets you settle up at any time, print records, and continue the tally. Drop down selection boxes, automatic type-ahead, and other nice touches make it easy to enter receipts, no matter how you want to divvy them up among housemates. A Quick Start example and strong online help file help new users get going quickly. ExpenseIT won ZDNet's highest 5 star rating, a pick award from CNET and 5 cows from TUCOWS. You can try ExpenseIT free for 30 days, thereafter it's yours for $39.95 US. For more information, check out http://www.ExpenseIT.com.
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The Decision Assistant Model Excel allows you to value a decision and determine the impact on your business. It calculates the range of possible outcomes for your decision, their likelihood of occurring, the average outcome, and the probability of the outcome being positive (profitable). It applies three decision return estimates (Pessimistic, Middle, and Optimistic) and associated decision costs. Outputs cover a 12 month period and are presented in tabular and graphical form. Outputs include a decision Output Curve, Cash Flow Scenarios, a Risk Profile, and an Action Sheet. With the Decision Assistant you can quantify outcomes and identify the best decisions for implementation. It allows you to measure, and monitor decision outcomes. The model is a stand alone decision support tool and can be applied to business planning, budgeting, goal setting, investment analysis, and operational improvement. It is compact and easy to use.
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A powerful personal financial planning and budgeting tool. Dynamic dual-chart display. Easy-to-see spin controls to adjust all parameters. Instant visual feedback on all your changes. Optimize your expenditure based on current income data. Synchronize this with your budget total. Adjust parameters for income, interest, tax and inflation rates and see your budget rescale instantly. Now Graphic Accounts takes the tedium out of budgeting!
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The top rated J and L Retirement Planner is a retirement planning software program that allows you to create simple or complex retirement scenarios based on financial events through out your life. It makes your retirement planning easy. You create the scenario based on your current financial status and future financial events. The J and L Retirement Planner executes your scenario and displays the effects on your net worth through out a selected time span. The output is displayed in a text format that shows the yearly effects on up to 50 accounts, including investment, tax free, retirement, asset and equity accounts. The output may also be presented with bar, line and pie graphs. The program can create a scenario based on mortgage, loan, withdrawal, deposit, and transfer events. The program includes budgeting features and many financial calculators including a rule72 calculator. It also includes RMD distributions.
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