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This program demonstrates the effect of interest compounding for monthly, annual, and one-time deposits for any rate of return or deposit amount. Parents and guardians should make this information available to there young charges to impress upon them that the earlier and more they start saving money for their future, the less they will have to contribute to their retirement in later years in order to have money available for later years.
personal finance time-value of money pension retirement retire annuitization software shareware program version analysis effect savings
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This program is arranged in a typical lending institution format. Although it may not be in the format required by any given institution, it provides all the information necessary for completing an actual financial statement. This form has been accepted as-is by many financial institutions nationwideand is interactive so that data need be supplied only once to complete a statement.
Printouts are professional looking.
personal finance financial statement retirement retire annuitization software shareware program arranged typical lending institution format
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This program is a version of a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. It will run under Win 95, 98, Me, NT4,XP, & 2000. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and are CREDITED THE PAYMENT.
personal finance mortgage loan amortization compare loans software shareware biweekly amortization demonstrates effect reducing term interest amount loan
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This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win 95, 98, Me, NT4,XP, & 2000. Bankers are currently touting mortgages with a one to five year balloon.
What they don't tell you is that the interest is usually based on a 30 year term.
personal finance mortgage loan amortization compare loans software shareware balloon amortization demonstrates effect reducing initial payments
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Confused by all the "hype" about rebates, low interest loans, or "Rule of 78" versus simple interest loans? This program includes most of the current types of financing available for automobile loans.
This program is a version of a group of auto loan calculators. It will run under Win 95, 98,Me, NT4,XP, & 2000. This program includes most of the current types of financing available for automobile loans.
personal finance mortgage loan amortization compare loans software shareware auto loan includes most current types financing available automobile loans
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This program is a version of a fixed sum annuity or pension payout schedule. It runs under Win 95, 98, Me, 2000 & XP . This program will demonstrate the length of time your annuity/pension payout will last at an inputted monthly withdrawal and includes interest earned from CD's, money market accounts, savings accounts, or other ways you might invest your lump sum payout. What if? calculations can be made using various monthly withdrawal
personal finance annuity pension retirement retire annuitization software shareware fixed sum annuity pension payout schedule run under win 95 98 me xp
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This program is a version of an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. It will run under Win 95, 98,XP, & 2000. By making additional principal payments when paying yourmonthly mortgage, you will reduce the term of the loan and gain equity in your home at a faster pace.
personal finance mortgage loan amortization compare loans software shareware added payment reduce term ofa loan lower interest program runs under win 95 98 me xp
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Program Description: 15 VS 30 YEAR MORTGAGE
This program is a version that allows you to compare a 15 year
mortgage with one that has a duration of 30 years. It will run under
Win 95, 98, Me, NT4, XP, & 2000. Printouts are
professional looking and may be used by financial planners as they
contain a "prepared by:" area. This program may also be useful to
lending institutions in advising a client on the term of a mortgage.
personal finance mortgage loan amortization compare loans software shareware invest properly 30 year mortgage may be adviseable economical
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