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Personal Finance Calculators which provide quick answers to your financial questions in the privacy of your own home or office. Future Value of an Investment provides an amount specifying the future value based on periodic, fixed payments and a fixed interest rate. Payments determine the total payment, total interest payment, and a breakdown of payments for a given period of an annuity based on periodic, fixed payments and a fixed interest rate. Three methods of Depreciation are offered, the double-declining balance method, the straight-line method, and the sum-of-years digits method. Interest Rate determines the interest rate per period for an annuity. Internal Rate of Return determines the interest rate received for an investment consisting of payments and receipts that occur at regular intervals, or financed at different rates.
FinancialPak features complete resolution independence so you can work in 640x480, 800x600, 1024x768 or any resolution you desire. FinancialPaks color independence reflects the appearance of your desktop.
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Powerful all-in-one solution for image editing, conversion, and viewing of 140+ image formats. Advanced features include 60+ special effects, filters, and color adjustments; batch format conversion; comprehensive annotations; image optimizing, painting, thumbnail browsing; screen capture (area, active window, window under cursor, selected object, full screen), slideshow, HTML map creation, video decompiling and construction, Photoshop plugins, TWAIN acquire, etc. Complete image editing features are provided (copy, cut, paste, crop, resize, resample, resize canvas, flip, mirror, rotate, auto-trim, etc.). Other capabilities include image printing; sending via email, disk functions; extensive multi-page image support, magnifying glass, zooming options, image commenting, and so much more!
Supported formats include: AFP, ANI, AWD, BMP, CAL, CGM, CLP, CMP, CMX, CUR, CUT, DCX, DIB, DGN, DICOM, DRW, DXF, DWF, DWG, EMF, EPS, EXIF, FAX, FLIC, FPX, GBR, GEM, GIF, HPGL, HPGL2, ICA, ICO, IFF, ILBM, IMG, IOCA, ITG, JBG, JIF, JPG, JTIF, MAC, MNG, MODCA, MSP, PBM, PCD, PCL, PCT, PCX, PGM, PNG, PNM, PPM, PSD, PSP, PTOCA, RAS, SCT, SGI, SHP, SMP, SGI, SVG, TGA, TIFF, XBM, XPM, XWD, WBMP, WFX, WMF, WPG, etc.
Filters, effects, and color adjustments supported Add Noise, Anti-Alias, Average, Balance Colors, Bending, Brightness, Color Resolution, Colored Gray, Contour, Contrast, Cylindrical, Despeckle, Dilation, Edge Detect, Emboss, Erosion, Fill, Freehand Wave, Gamma Correct, Gaussian Blur, Grayscale, Halftone, Histogram Contrast, Histogram Equalize, Hue, Impressionist, Intensity Detect, Invert, Max Filter, Median, Min Filter, Mosaic, Motion Blur, Oilify, Picturize, Pixelate, Polar, Punch, Radial Blur, Radial Wave, Remove Redeye, Ripple, Saturation, Sharpen, Solarize, Spatial Filters (Gradient, Laplacian, Line Segment, Prewitt, Shift Difference, Sobel), Spherize, Stretch Intensity, Swirl, Texture Underlay, Unsharp Mask, Wave, Wave Shear, Wind, WindowLevel, Zoom Blur, and Zoom Wave.
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Multifunctional periodic system of chemical elements, the best PC implementation of this well-known system. It provides an exhaustive information on each element (more than 30 data types for each chemical element) and special built-in calculator to balance the most complicated chemical equations. The program offers a lot of extended features such as supporting database of chemical reactions, producing variety charts of different properties of chemical elements, illustrating metal activity series and giving more then 20 different presentations of the periodic system of chemical elements.
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Full checkbook accounting capabilities with budgeting, summary, balance, reconcile screens, plus graphs and tables let you manage your money and shows where your money is going. Transactions for any month can be pasted into future months and shows your future checkbook balance. The Quick Save feature lets you put money aside for future expenses in Quick Accounts and then Quick Deposit it back into your account balance at a later time. Credit card tracking shows balances, charges, payments, interest and summary for any 12 month period and shows your total credit card debt. Drop down lists selects the information displayed in the bar graph. Move from month to month by clicking on tabs or selecting a month and year. Transaction filtering makes finding and viewing selected transactions easy and the tagging features lets you view summary information and copy and paste into future months. Store up to 200 transactions per month and up to 20 credit cards. Free form monthly notes section for keeping track of any comments or business interaction. Other features include auto check number insertion, calendar and reference numbers that you can write on your statements to track them.
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Quick. Simple. Visual way to plan your Retirement Savings strategy. Are you saving enough for retirement? Retirement Planner will tell you the answer.
The intuitive one screen design will help you develop a savings strategy to reach your retirement income goals. The easy-to-read Principal Graph shows you your growing savings balances. The Income Graph clearly shows you in red if you cannot meet your specified retirement income goal. It's that easy. This software works with all types of retirement plans and assets including 401(k), IRA, 403(b), 457, SIMPLE, and any other defined contribution plan.
"It is one of the most helpful, and easy to use, pieces of retirement planning software I've seen. Thanks." R. Gibson
Retirement Planner makes planning easy by combining all of your retirement assets, savings, and variables into one simple program and includes: Current Age Retirement Age Annual Salary Estimated Annual Raise Retirement Income Goal (in Today's Dollars) Tax Deferred Investments - Current Balance Tax Deferred Investments - Annual Contribution Tax Deferred Investments - Company Match Tax Deferred Investments - Annual Return Taxable Investments - Current Balance Taxable Investments - Annual Contribution Taxable Investments - Tax Bracket Taxable Investments - Annual Return Pension - Annual Amount Pension - Start Age Return During Retirement Estimated Annual Inflation Social Security Estimate Retirement Planner allows you to enter multiple assets for your tax-deferred and taxable investments and analyzes all of your assets together for easy analysis.
As seen in Business Week, Barron's, PC Computing, and PC World, this popular Retirement Planner was rated 5 stars by ZDNet (their highest rating) and highly rated by AAII. Continually updated since 1995.
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A powerful icon editor to edit icons, cursors, animated mouse pointer and other small images. It has all the functions for creating and editing ICO, CUR, ANI, GIF, JPG, EMF, WMF, TGA and WBMP image files. In addition, it has many other cool functions including: 1.) IconCool Editor has 50 image filters, including Blurring, Sharpening, Embossing, Diffusing, Color Balance and more. IconCool Editor has 20 image effects, including Linear Gradient, Radial Gradient, Rectangular Gradient, Wave, 3D Shadow, 3D Button, Text Gradient Effects, Noise, Arbitrary Rotation and more. 2.) A smart screen capture tool to capture images of various sizes from your desktop or any other software. 3.) You can convert images from 25 different formats to icons, you can extract icons from EXE, DLL or ICL files and then edit them. 4.) You can easily select file types to be associated with IconCool Editor. 5.)It has an easy-to-use live update check function. 6.) You can change the color depth and size of icons easily. 7.)Now IconCool Editor supports XP 32bit icons and Hot Spot for cursors.
A powerful icon maker, icon creator, small image editor and small graphics maker.
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Create, edit, and optimize animated GIFs for the Web. Animate images, shapes, and texts, using predefined animation effects such as Fade, Zoom, and Blur, or build animations from existing images. Bannershop GIF Animator uses a powerful optimization engine that can significantly reduce GIF file size. The Optimization Wizard leads the user through the process, providing instant preview of optimized animation, so users can balance between image quality and the file size. The application can create single or multi-frame animations. Master frame can be used as a background for entire animations, so repetitive graphics can be easily reproduced and managed. Extendable architecture allows adding new animation extensions. The new version introduces a revolutionary method of integration with vector graphic applications, for example Corel Draw or Adobe Illustrator. Vector images can be rasterized in Bannershop GIF Animator by copying and pasting directly from any application that supports WMF format.
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For preparing detailed monthly cash flow projections for cash planning, business plans, fund raising etc. for 12 months ahead. Includes facilities for rolling forward projections and sensitivity analysis. For small to mid-size businesses with sales up to $2m or so. Especially useful for businesses in tight cash positions. Helps management to plan cash requirements improve control over cashflows and conserve their cash resources. Four other versions also available.
Based on user's assumptions, Cashflow Plan generates fully-integrated projections (P&Ls, cashflows, balance sheets, ratio analyses etc.) on a monthly basis for the year ahead. Running as an Excel template, Cashflow Plan contains 150+ special menu options and buttons, 20+ proforma reports, dozens of graphed variables and thousands formulae. Unique features and facilities include:
- On-line help covering over 130 topics.
- Word-based manual.
- Error-trapping and worksheet protection.
- Quik-Plan for compiling projections within minutes.
- Expandable to almost any level of detail or complexity.
- Extensive 'what-if' and sensitivity analysis.
- Handles US/Canadian and UK/International formats.
Cashflow Plan is aimed at non-financial managers and planning specialists alike. It saves them the substantial effort required to develop their own spreadsheet-based cashflow planners. As a result, more time can be spent planning, refining assumptions, evaluating scenarios etc.
Shareware. ASP. Optional spiral-bound, printed manual $20.
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For preparing detailed monthly cash flow projections for cash planning, business plans, fund raising etc. for 12 months ahead. Includes facilities for rolling forward projections and sensitivity analysis. For very small businesses with sales under $0.5m. Especially useful for businesses in tight cash positions. Helps management to plan cash requirements improve control over cashflows and conserve their cash resources. Four other versions also available.
Based on user's assumptions, Cashflow Plan generates fully-integrated projections (P&Ls, cashflows, balance sheets, ratio analyses etc.) on a monthly basis for the year ahead. Running as an Excel template, Cashflow Plan contains 150+ special menu options and buttons, 20+ proforma reports, dozens of graphed variables and thousands formulae. Unique features and facilities include:
- On-line help covering over 130 topics.
- Word-based manual.
- Error-trapping and worksheet protection.
- Quik-Plan for compiling projections within minutes.
- Expandable to almost any level of detail or complexity.
- Extensive 'what-if' and sensitivity analysis.
- Handles US/Canadian and UK/International formats.
Cashflow Plan is aimed at non-financial managers and planning specialists alike. It saves them the substantial effort required to develop their own spreadsheet-based cashflow planners. As a result, more time can be spent planning, refining assumptions, evaluating scenarios etc.
Shareware. ASP. Optional spiral-bound, printed manual $20.
business plan business plan cashflow cash flow finance project planware forecast excel cash
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For preparing detailed monthly cash flow projections for cash planning, business plans, fund raising etc. for 12 months ahead. Includes facilities for rolling forward projections and sensitivity analysis. For mid-size businesses with sales up to $5m. Especially useful for businesses in tight cash positions. Helps management to plan cash requirements improve control over cashflows and conserve their cash resources. Four other versions also available.
Based on user's assumptions, Cashflow Plan generates fully-integrated projections (P&Ls, cashflows, balance sheets, ratio analyses etc.) on a monthly basis for the year ahead. Running as an Excel template, Cashflow Plan contains 150+ special menu options and buttons, 20+ proforma reports, dozens of graphed variables and thousands formulae. Unique features and facilities include:
- On-line help covering over 130 topics.
- Word-based manual.
- Error-trapping and worksheet protection.
- Quik-Plan for compiling projections within minutes.
- Expandable to almost any level of detail or complexity.
- Extensive 'what-if' and sensitivity analysis.
- Handles US/Canadian and UK/International formats.
Cashflow Plan is aimed at non-financial managers and planning specialists alike. It saves them the substantial effort required to develop their own spreadsheet-based cashflow planners. As a result, more time can be spent planning, refining assumptions, evaluating scenarios etc.
Shareware. ASP. Optional spiral-bound, printed manual $20.
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