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AprCalc

A 'Four-Star Editors' Pick' from ZD-Net! Read the PCWorld.com review in their March 2001 issue! Rated 5-Stars at SuperShareware.com! A feature-rich mortgage amortization program with a polished user interface. Includes many new features and enhancements. Enter any three figures - the amount financed, payment term, interest rate, or payment amount - and AprCalc will compute the fourth. Does amortizations for fixed, variable, Canadian, biweekly, and other types of mortgages, and compounds daily, weekly, bi-weekly, half-monthly, four-weekly, bi-monthly, quarterly, semi-annually, or annually. Annual subtotals can be displayed and printed. Professional quality printouts can be created, and registered users can customize the program with their own logo and text. Supports APR calculation including odd days interest, closing costs, and points. Scenarios can be saved in files and password protected (40-bit). A variety of prepayment options let you compare effects on payments, compute the amount necessary to shorten the term to a specified number of payments, display how much interest would be saved, and more. You can calculate break-even dates for discount points on mortgage loans to determine how long you'll need to own the house to come out ahead. You can attach 'rich text' notes to any scenario for reference purposes, drag and drop files, and display multiple loans for side-by-side comparison. Wizards provide step-by-step instructions, and tooltips are used to provide formats, examples. Automatically checks for new versions. Supports infinite undo/redo, auto-save, animated 3D graphs, payment grid (rate vs. principal), 'Tip of the Day', and export to Excel (XLS) or comma-separated (CSV) files. Advanced logging provides detailed debugging info for very fast bug fixes. Supported continuously, by the same author, since 1993, and provides automatic conversion from all previous versions of AprCalc. Install/un-install via InstallShield, and a detailed help file is included.

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LoanAmortizer Enterprise Edition

Loan operations management application suitable for business use. Can also be very useful in any household with active loans. The program helps you calculate interest rate, loan/mortgage amount (Canadian mortgages as well), number of payments, periodic payment amount and any other loan calculations instantly. It also accommodates actual date and payment amount tracking as well as escrow fees setup and actual collection entries in a manual loan amortization schedule. The program allows loan and payment schedule visualization with regular, early or late payments display as well as annual representation of the loan over the years and loan charts for easier understanding and loan details checking. Once any amortization schedule is prepared it can be saved in a file for future reference, comparison or archive. You can prepare a mortgage amortization schedule with the respective prepaid interest amount and finance charges. The mortgage can also be amortized in decades but paid in months. You can also prepare amortization schedule, view it and print it in virtually no time. LoanAmortizer Enterprise Edition allows you to prepare and print coupons applicable to each payment in a certain amortization schedule and even print your own coupon book by selecting a special uneven printing order. That uneven print order will later let you cut and make your customized payment coupon book. LoanAmortizer Enterprise Edition is one of the few loan amortization and schedule preparation programs that complies with the provisions of the complete U.S. Regulation Z, and especially Appendix J, regarding interest calculation. The program handles multiple amortization methods - Simple (U.S. Rule) and Normal (Actuarial). LoanAmortizer Enterprise Edition can combine any payment frequency with any compounding period. The program supports fiscal year start/end management - this feature allows the users to select the beginning and the end of the fiscal year while printing the amortization schedule

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LoanAmortizer Standard Edition

LoanAmortizer Standard Edition is one of the most functional and most modern financial tools for loan amortization and payment schedule preparation that runs on Windows 95/98/2000/ME/NT 4 and XP. The program is directed for use by anybody that has an outstanding loan at any financial institution around the world. Using LoanAmortizer Standard Edition, you can solve interest rate, loan amount, number of payments, periodic payment amount and any other loan calculations instantly. You can also prepare amortization schedule, view it and print it in virtually no time. Once any amortization schedule is prepared it can be saved in a file for future reference, comparison or archive. Everything is completed automatically, accurately and is easy and simple to be used and handled. Canadian Mortgage calculations are also implemented in LoanAmortizer Standard Edition, both for mortgage and regular loans. LoanAmortizer Standard Edition is one of the few loan amortization and schedule preparation programs that complies with the provisions of the complete U.S. Regulation Z, and especially Appendix J, regarding interest calculation. LoanAmortizer Standard Edition works multiple amortization methods - Simple (U.S. Rule) and Normal (Actuarial). LoanAmortizer Standard Edition can combine any payment frequency with any compounding period. LoanAmortizer Standard Edition is the most flexible and powerful loan amortization program that is easy to work with. The extensive and informative help documentation makes the work with it not only easy but pleasant too. Loan Amortization The new LoanAmortizer Standard allows a new late fees setup where the late fees can be defined as a percentage of the delayed payment, set as a number or as a percentage of the payment but not exceeding a certain figure. LoanAmortizer Standard Edition has a network supporting functions with file locking module that makes it ideal to work in a Network

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AmortizeIT!, The Complete Loan Solution

A fast, easy-to-use collection of 10 financial calculators. Amortization schedule has support for: extra and skipped payments or deposits; Adjustable rates; Rule-of-78's; Canadian type loans; APR disclosure statements; evaluation of loan acceleration scenarios. Payment & compounding periods may be independently set. 10 payment periods: daily, weekly, biweekly, twice monthly, every 4 weeks, monthly, bimonthly, quarterly, semiannually & annually. Additionally, there is support for simple interest and continuous compounding. Exact day payment and interest calculations also supported.

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SolveIT!, The Financial Calculator

A fast, easy-to-use collection of 33 financial calculators. Includes amortization, loan calculator, balloon, compound/simple interest, bond value & yields, present & future value, annuity, IRR, NPV, budget, net worth. Many more. Adjustable cash flows and rates. Support for: extra and skipped payments or deposits; Rule-of-78's; Canadian type loans; APR disclosure statements; evaluation of loan acceleration scenarios. Payment & compounding periods may be independently set. 10 payment periods: daily, weekly, biweekly, twice monthly, every 4 weeks, monthly, bimonthly, quarterly, semiannually & annually. Additionally, there is support for simple interest and continuous compounding. There is an amortization schedule as well as annuity, future value, present value and rental income schedules. Cash flow amounts & interest rates may be changed over a schedule's term. SolveIT! features a set of Financial Advisors. These are wizard like calculators which take the user through a series of questions. Once the questions are answered, a text answer is produced which provides advice on the best course of action to follow. There are four advisors: Break Even Point, Lease vs. Finance, Loan Comparison and Refinance. The Budget Calculator will produce 12 monthly projected and/or actual budgets. Annual cash flow statements can be prepared. The user can change the category descriptions to meet their needs. The Net Worth calculator produces a personalized net worth statement. Two popular calculators are the Payment Required Calculator and the Affordable House Calculator. The Affordable House looks at cash on hand, income and projected expenses as well as the percentage of income to be allocate toward housing. After considering all these variables, it then calculates an affordable house price. Features extensive online help. All calculators use an intuitive, fill-in-the blank interface. Answer a series of questions & press 'Calc'. There is never a need for programming.

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MoneyProfesor

MoneyProfesor makes it very easy to explore the future value of loans, savings and investments using a variety of 'What If..?' scenarios. * Add single or repeating payments or withdrawals * Specify future changes in Interest rates by drawing a graph freehand * Calculate interest using a variety of common schemes (interest calculated daily, credited monthly etc) * Create multiple 'Scenarios' as part of a Study, and save the Study to disk as an XML file * View in a 'Bank Statement' type layout the payments, interest rate changes and interest calculations and payments. Edit these vaules directly in the statement view. * Extend the Scenario to an arbitrary time in the future to see 'what would happen if...?'

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APR Spread Calculator

Based on Wheatworks experience developing financial calculators for corporate clients, APR Spread Calculator uses the Actuarial Method of calculating Annual Percentage Rates for mortgage loans as explained in Appendix J of 12 CFR Ch. II, Pt. 226, the portion of the United States Code of Federal Regulations known as Regulation Z. In addition to the basic APR calculation, APR Spread Calculator also provides a spreadsheet-like grid of APRs by loan amounts and fixed fee amounts. The loan amount and fixed fee amount axes are spread incrementally based upon user-modifiable ranges. Wheatworks Softwares APR Spread Calculator is a financial calculator designed for Win9x/ME/NT/2000/XP systems. It offers integrated help, provides automatic hints, accomodates all Regional Settings, is large and small font compliant, offers Wheatworks Software's new, integrated Upgrade Center for easy, free, online updates, and includes a user-friendly registration system.

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Stardust Image Encoder 2004

Stardust Image Encoder 2004 is a suite of three powerful and time-saving tools, each designed to allow you to easily convert images into smaller high-quality formats. It offers real-time preview, state-of-the-art compression, easy cropping and resizing, watermark capability, batch and command-line processing, and more. Image Encoder 2004 reads many image file formats, and writes to popular compressed formats including JPEG 2000 and GIF.

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Drippy

A new game. Not just an old game with a different name and better graphics and enough little changes to evade copyright, but a whole new game concept. It's not Tetris. It's not Columns. It's not Puzzle Bobble. It's... Drippy! It's a simple enough concept. Catch colored drips in your beaker and sort them into big gooey blobs. Drop stars into each blob - two stars and the blob explodes. Bigger blobs mean more points.

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Chatterbox

Instant messaging service for online singles that allows you to communicate with other members from all over the World. this program sits in your system tray and helps search and find your perfect partner. In a similar way to ICQ or MSN this program dedicates itself to finding your perfect match, with telephone contacts, emailing and many more contact features.

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Visual Paradigm for UML (Community Edition) for Java Platform

Visual Paradigm for UML is a UML modeling tool that supports full software lifecycle - object-oriented analysis, design, coding, testing and deployment. VP-UML supports reverse engineering, code generation, import/export XMI, Rational, plugin... +Use Case modeling +Instant Reverse for XML, XML Schema, Dot NET dll/exe, C++, CORBA IDL +IDE Integration: Visual Studio .NET, IBM WebSphere, JBuilder, IntelliJ IDEA, Eclipse, NetBeans, Sun ONE +more

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Print Designer GOLD

A single, powerful product for all your printing needs! Print Designer GOLD allows you to create great looking Business Cards, Address and Shipping Labels, CD/DVD Labels and Inserts, Envelopes, Post Cards, Name Badges, Signs and other media labels for audio tapes, diskettes, ZIP disks, file folders, and more. With the same proven user interface from our Designer Series products, Print Designer GOLD is easy to use for beginners, yet powerful.

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Easy-Form-Printery

Scan, fill and printout forms with ease! With this program you can fill out every form, e.g. transfer orders, cards, tax forms. You can fill out all kind of forms. You scan the form and then you can exactly see how to fill out the form.

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AbsoluteView

Use AbsoluteView to conveniently browse thru your picture files and view them with comfort! Tired of useless options in modern programs? Just would like to see collection of your favourite pictures? Simple things are kept simple and easy with AbsoluteView. Why thread through conglomeration of options that you don't use? Why pay much for the things you don't even need? Try AbsoluteView and save your money and time.

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