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AprCalc

A 'Four-Star Editors' Pick' from ZD-Net! Read the PCWorld.com review in their March 2001 issue! Rated 5-Stars at SuperShareware.com! A feature-rich mortgage amortization program with a polished user interface. Includes many new features and enhancements. Enter any three figures - the amount financed, payment term, interest rate, or payment amount - and AprCalc will compute the fourth. Does amortizations for fixed, variable, Canadian, biweekly, and other types of mortgages, and compounds daily, weekly, bi-weekly, half-monthly, four-weekly, bi-monthly, quarterly, semi-annually, or annually. Annual subtotals can be displayed and printed. Professional quality printouts can be created, and registered users can customize the program with their own logo and text. Supports APR calculation including odd days interest, closing costs, and points. Scenarios can be saved in files and password protected (40-bit). A variety of prepayment options let you compare effects on payments, compute the amount necessary to shorten the term to a specified number of payments, display how much interest would be saved, and more. You can calculate break-even dates for discount points on mortgage loans to determine how long you'll need to own the house to come out ahead. You can attach 'rich text' notes to any scenario for reference purposes, drag and drop files, and display multiple loans for side-by-side comparison. Wizards provide step-by-step instructions, and tooltips are used to provide formats, examples. Automatically checks for new versions. Supports infinite undo/redo, auto-save, animated 3D graphs, payment grid (rate vs. principal), 'Tip of the Day', and export to Excel (XLS) or comma-separated (CSV) files. Advanced logging provides detailed debugging info for very fast bug fixes. Supported continuously, by the same author, since 1993, and provides automatic conversion from all previous versions of AprCalc. Install/un-install via InstallShield, and a detailed help file is included.

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QuikCalc Amortization

Mortgage and loan software includes easy to use amortization tables and schedules that allow any interest rate, payment and compounding frequency, including accelerated payments. Includes many reports including annual summaries. See before and after comparisons of your changes. Data file backup and integrated field level popup calculator also included. Also available in two additional versions, QuikCalc Lite Edition that allows you to see the effect of adding, skipping or changing any number of payments, and QuikCalc Personal Edition, that also includes the powerful Loan Manager that allows you to track actual loans, terms, varying interest rates, and payments made and projected.

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QuikCalc Mortgage & Loan Manager Lite Edition

Mortgage and loan software includes the powerful Amortization Schedules Plus! feature that allows you to override, skip or add any number of payments. Includes 14 different Day Count Conventions including 30/360 and Actual/Actual, plus many different Payment Types including Normal, Continually Adjusting Payments, Fixed Principal plus Interest and Interest Only. Compare schedules side-by-side and see before and after results of your changes. Also includes dozens of powerful calculators as well as many reports including annual summaries. Data file backup, integrated calculator. Also available in two additional versions, QuikCalc Personal Edition, that also includes the powerful Loan Manager that allows you to track actual loans, terms, varying interest rates, and payments made and projected, and QuikCalc Amortization, that includes the amortization tables and schedules.

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QuikCalc Mortgage & Loan Manager Personal Edition

Mortgage and loan software includes the powerful Amortization Schedules Plus! feature that allows you to override, skip or add any number of payments. The Loan Management feature allows you to track actual loan terms and varying interest rates, as well as your actual payments made and projected payments. The Loan Manager also allows you to assess late fees and charges and track insurance, taxes, etc. Includes 14 different Day Count Conventions including 30/360 and Actual/Actual, plus many different Payment Types including Normal, Continually Adjusting Payments, Fixed Principal plus Interest and Interest Only. Also includes dozens of powerful calculators as well as many reports including annual summaries. Data file backup, integrated calculator. Also available in two additional versions, QuikCalc Lite Edition, that includes everything except the Loan Manager, and QuikCalc Amortization, that includes the amortization tables and schedules.

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AquaPack Lines

Just when you though you saw it all, AquaPack Games released AquaPack Lines - the most extraordinary remake of the classic games. Honestly, sometimes folks just stop playing to stare for hours at the game's astounding interface, graphics elements and cool ripple effects. For those not familiar with the game rules, there is a tutorial. But really, the rules are quite simple - place five or more balls of the same color in a row (horizontally, vertically or diagonally) on the game board and they will disappear. Sounds simple? Wait 'til you try! Here is another important feature - autosaving. This means that you can exit game at any time, for example, when your boss comes in and starts harassing you about annual report, and then revert back to the game exactly with the game standings you left. Nice, don't you agree? You can also use this feature to take a break when you are in a particularly difficult situation and need a breather. Unlike other Lines remakes that use overly complicated rules and modifications, AquaPack Lines sticks to the original, time-tested rules that made the game a rival to Tetris. By the way, in case you don't know, both games were invented in Russia, became extremely popular and spread all over the world like a wild fire. Finally, the game can be played in a separate window or full-screen, whichever way you prefer. AquaPack Lines is very easy to install, it does not need any setup, the interface is intuitive and it is absolutely FREE to try. So, what are you waiting for? See that Download button? Click it and get ready to submerge yourself in the world of AquaPack Lines. The fun is two minutes away. And yes, this game is all you ever wanted in Lines - classic, time-tested rules, striking graphics and autosaving option!

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Loan And Mortgage

Loan And Mortgage is a loan amortization schedule calculator that handles virtually any loan type. This program is flexible and loaded with useful features that show you where to recover or save money instantly! Features include support for multiple interest rates on the same table, ability to change the date of any installment and see ensuing results, ability to modify the installment amount and/or the interest rate of one or many installments at once and see ensuing results, ability to completely remove one or many installments at once and see ensuing results, flexibility (choose between Daily, Weekly, Bi-Weekly, Semi-Monthly, Monthly, Quarterly, Semi-Annual and Annual for each, the interest capitalization frequency and the installment frequency), support for month-end installments, save and retrieve preferred table setups (templates for creating new tables), selective accumulations report (by month, quarter, half-year, year and/or global), table password protection, preview reports before printing, compute unknown value (Present Value, Future Value, Installment amount, Nominal rate, or Amortization duration), copy partial/complete lists to the clipboard for pasting into other applications such as Word or Excel, export to CSV or XML, customizable tables (select which columns you wish to see in your tables and the order in which you want them to appear), selective printing (choose between printing the complete amortization table, a specific range of payments or a simple summary), multiple document interface (have any number of tables open at once for convenient comparison of their contents). Works with Windows 9x, Me, NT, 2000, and XP. Easily the most useful user-friendly application of its kind in existence. For both borrowers and lenders, this program is an asset that pays for itself, over and over!

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Formula Broomstick

This is a Formula One race on brooms! Seventeen tracks in different countries, skill levels, training races, all the fastest brooms to take your pick, and many other cool things. Take part in the Web-contest for top players. Great 3d graphics and sound. Play this amazing game and stir your lightning broom like Michael Schumacher driving a Ferrari. Upgrades are free. This game needs DirectX version 8. You must have recognized something familiar already. Indeed, Harry Potter and his friends would feel at home with this game, and would surely top the Broomstick tournament. Broom used to be the main means of transport in the Magical Countries. From very early age young wizards learned to drive it. There was a special subject in the schools of wizards - "Driving a Broom". The best pupils of the schools participated in the annual world championship in broom races - "Formula Broomstick". This year it is you who have to present your school in the world championship. It isn't easy to win the championship. You must cope with all 17 tracks of the tournament and pass through all the obstacles. If you see an obstacle, use a fireball. Fireball is very useful if somebody had the nerve to outrun you - just fire right into his back! When you have flown through a red ring, you may not be afraid of the next obstacle. All the obstacles are not dangerous if you are flying on the home track of your school. If you fly through a blue ring you will get extra magic power to generate a fireball. THE FOLLOWING FEATURES ARE PRESENT IN THE REGISTERED VERSION * all 17 tracks are available; * no more annoying "please register" screen; * all skill levels are available; * free upgrades.

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Retirement Savings Planner

Quick. Simple. Visual way to plan your Retirement Savings strategy. Are you saving enough for retirement? Retirement Planner will tell you the answer. The intuitive one screen design will help you develop a savings strategy to reach your retirement income goals. The easy-to-read Principal Graph shows you your growing savings balances. The Income Graph clearly shows you in red if you cannot meet your specified retirement income goal. It's that easy. This software works with all types of retirement plans and assets including 401(k), IRA, 403(b), 457, SIMPLE, and any other defined contribution plan. "It is one of the most helpful, and easy to use, pieces of retirement planning software I've seen. Thanks." R. Gibson Retirement Planner makes planning easy by combining all of your retirement assets, savings, and variables into one simple program and includes: Current Age Retirement Age Annual Salary Estimated Annual Raise Retirement Income Goal (in Today's Dollars) Tax Deferred Investments - Current Balance Tax Deferred Investments - Annual Contribution Tax Deferred Investments - Company Match Tax Deferred Investments - Annual Return Taxable Investments - Current Balance Taxable Investments - Annual Contribution Taxable Investments - Tax Bracket Taxable Investments - Annual Return Pension - Annual Amount Pension - Start Age Return During Retirement Estimated Annual Inflation Social Security Estimate Retirement Planner allows you to enter multiple assets for your tax-deferred and taxable investments and analyzes all of your assets together for easy analysis. As seen in Business Week, Barron's, PC Computing, and PC World, this popular Retirement Planner was rated 5 stars by ZDNet (their highest rating) and highly rated by AAII. Continually updated since 1995.

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Mortgages +

Program Description: This program is a compendium of 8 mortgage type programs.They include: 1. Addedpmt.EXE - A program illustrating the effect of additional payments for reducing interest paid and the term of a loan. 2. Balloon.EXE - A program that explores the use of this type mortgage. 3. Biweekly.EXE - This program calculates and displays the reduced loan period with this type mortgage. 4. 1530mtge.EXE - A program that displays and lists the advantages and pitfalls of using this type of financing. 5. Loanamor.EXE - This program is a standard amortization schedule which displays annual interest paid for your use at tax time. It Can also be used for any simple interest loan with multiple payment periods. 6. Maxmtge.EXE - A mortgage qualifier for either a fixed- rate or variable-rate mortgage. It shows how large a mortgage you qualify for. 7. Refinanc.EXE - This program demonstrates advantages to refinancing your existing mortgage. Conditions under which you should consider refinancing are presented. 8. Varimtge.EXE - You can use this program to either investigate or track a variable-rate mortgage or to project the payout of this type mortgage.

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Variable Rate Mortgage +

Program Description: VARIABLE RATE MORTGAGE Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. It will run under Win 95, 98, Me, NT4, XP & 2000. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows for an analysis of the effect of different loan rates applied over the length of the loan or it may be used to actually track a loan repayment. Check your forecasting ability with the "What If?" portion of this program. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area. Financial planners may also use this program to advise a client on the advisability of purchasing this type mortgage as opposed to a standard simple interest loan.

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