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Free Amortizations Downloads

 

AprCalc

A 'Four-Star Editors' Pick' from ZD-Net! Read the PCWorld.com review in their March 2001 issue! Rated 5-Stars at SuperShareware.com! A feature-rich mortgage amortization program with a polished user interface. Includes many new features and enhancements. Enter any three figures - the amount financed, payment term, interest rate, or payment amount - and AprCalc will compute the fourth. Does amortizations for fixed, variable, Canadian, biweekly, and other types of mortgages, and compounds daily, weekly, bi-weekly, half-monthly, four-weekly, bi-monthly, quarterly, semi-annually, or annually. Annual subtotals can be displayed and printed. Professional quality printouts can be created, and registered users can customize the program with their own logo and text. Supports APR calculation including odd days interest, closing costs, and points. Scenarios can be saved in files and password protected (40-bit). A variety of prepayment options let you compare effects on payments, compute the amount necessary to shorten the term to a specified number of payments, display how much interest would be saved, and more. You can calculate break-even dates for discount points on mortgage loans to determine how long you'll need to own the house to come out ahead. You can attach 'rich text' notes to any scenario for reference purposes, drag and drop files, and display multiple loans for side-by-side comparison. Wizards provide step-by-step instructions, and tooltips are used to provide formats, examples. Automatically checks for new versions. Supports infinite undo/redo, auto-save, animated 3D graphs, payment grid (rate vs. principal), 'Tip of the Day', and export to Excel (XLS) or comma-separated (CSV) files. Advanced logging provides detailed debugging info for very fast bug fixes. Supported continuously, by the same author, since 1993, and provides automatic conversion from all previous versions of AprCalc. Install/un-install via InstallShield, and a detailed help file is included.

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Fincalc

"FINCALC 5.0" is a Windows program designed to handle differing financial calculations related to investments and lending. The program acts like a loan calculator filling in missing terms and payment information. FINCALC 5.0 will display and print loan amortization schedules considering four types of insurance, miscellaneous fees and charges, and real estate taxes. Calculations for retirement planning and investment annuities are possible. If for example, you need to know the time value of withdrawals given a starting balance, or the amount of money your investment will be worth given a period of time, APR, compounding, and recurring deposit amount, FINCALC 5.0 will make these calculations easy for you. FINCALC 5.0's business calculations are extremely helpful for retailing companies. As an example, you can quickly determine the markup percent, or the cost of an item given the price and markup percent, or the price, given a markup percent and cost. FINCALC has been sold to gift shops, lawyers, bankers, insurance agents, real estate agents, finance companies, car dealers, and retailing companies. It makes no difference whether you are a business or an individual, you can still benefit from using the program. FINCALC has been sold to individuals planning for retirement, or who need loan interest for tax purposes, or who need to manage investments better, or who need to evaluate which loan option is least expensive. If you are involved in analyzing, acquiring, or recommending investments or lending instruments, you can benefit from using FINCALC 5.0.

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Fincalc

"FINCALC 6.0" is a Windows program designed to handle differing financial calculations related to investments and lending. The program acts like a loan calculator filling in missing terms and payment information. FINCALC 6.0 will display and print loan amortization schedules considering four types of insurance, miscellaneous fees and charges, and real estate taxes. Calculations for retirement planning and investment annuities are possible. If for example, you need to know the time value of withdrawals given a starting balance, or the amount of money your investment will be worth given a period of time, APR, compounding, and recurring deposit amount, FINCALC 6.0 will make these calculations easy for you. The investment portion of the program tracks stocks and mutual fund investments and provides up-to-date yield and profitiability information at a glance. FINCALC 6.0's business calculations are extremely helpful for retailing companies. As an example, you can quickly determine the markup percent, or the cost of an item given the price and markup percent, or the price, given a markup percent and cost. FINCALC has been sold to gift shops, lawyers, bankers, insurance agents, real estate agents, finance companies, car dealers, and retailing companies. It makes no difference whether you are a business or an individual, you can still benefit from using the program. FINCALC has been sold to individuals planning for retirement, or who need loan interest for tax purposes, or who need to manage investments better, or who need to evaluate which loan option is least expensive. If you are involved in analyzing, acquiring, or recommending investments or lending instruments, you can benefit from using FINCALC 6.0.

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Interest Calculator

The Markosoft Interest Calculator was originally designed as to tool to be used by accountants and bookkeepers for easily calculating daily interest. Shortly after its initial release, several additional interest calculation features were added to the program including the ability to calculate payment amounts, length of loans, and savings interest. With the addition of printable amortization schedules and some enhanced reporting capabilities, it became apparent that the Interest Calculator was more than just a tool for accountants and that the application could be used by virtually anyone to effortlessly obtain useful savings, loan, and interest information on a day to day basis. For example, wouldn't it be great if you knew how much the monthly payment on a $25,000 car would be before you decided to shop for one? Or, if you paid an extra $100 a month on your house payment, how much sooner would you be able to pay it off? The Interest Calculator is capable of answering these questions and more. It can calculate the interest earned on savings accounts and print detailed amortization schedules. It is easy, fun to use, and effective in calculating the interest on all of your accounts. For a limited time, Markosoft is offering the new Palm Pilot Interest Calculator with your purchase absolutely free! The Palm OS version contains all of the key features of its Windows counterpart, so you can now perform interest calculations virtually anywhere you go.

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Lambs A Leapin'

The object of the game is to help the lambs leap from cloud to cloud and across the sky without letting them fall. They start by jumping one at a time. As more lambs make it across, the other lambs build up their courage and will attempt to make it to the other side.

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Neuro Enhancer

An application designed to help program your mind using brief subliminal messages. It has twenty two different self help modules. Everything from anxiety relief to weight loss. It will run seamlessly in the task bar, just start it up, select a module, hit go and minimize it to the tray. Set it and forget it.

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Teachers Report Assistant

Free time saving utility for teachers who word process student reports. Produces professional sounding, individualized report cards in the shortest possible time. The program uses a set of statements written by the teacher or downloaded from the net which can then be tailored to suit individual students. A guaranteed time saver!

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CoffeeCup Spam Blocker

Spam Blocker works with any POP3 email account. It checks your HTML and Text email and removes spam right from the mail server so you never see it in your regular inbox. Then you can review the suspicious emails in Spam Blocker and choose to keep them or delete them forever. You can even send 'Bounce Back' messages to the spammers telling them that your email address does not exist so they remove you from their lists!

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New Chronicles Of Rebecca

With her family in financial difficulties, Rebecca is sent to live with her two strict, unfeeling aunts, who do not appreciate the young girl's charm and energy. Rebecca must make new friends and must adjust to surroundings that are sometimes difficult. But she still finds time to think of numerous ways to help others in her new hometown.

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New Star Soccer 2

New Star Soccer 2 is a football game with a difference. Start out as a 16 year-old footballer and work your way to the top flight by being sharp on the pitch and shrewd off it. Build your skills, make the the right transfer moves and deal with the the people around you with care, and you may just end up playing for your country in a World Cup Final!

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TimeMAX

To be effective you must think and act effectively in what most important to you. With TimeMAX you are in control of your time and your life, of your stress and energy levels. You make progress at work. You are able to maintain balance between your work, personal, and family lives. TimeMAX is a software program designed to run on Pocket PC to help you to evaluate; analyze; discover the most important to you and fine tune your acts every day,

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